Smart Money People Logo

Policy Expert : Home insurance reviews

4.76
Based on 9,136 reviews, last reviewed 11th Sep 2025
No new 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
84%
See only 4 star reviews
14%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

I have never had to claim I have never had to claim, but have dealt with them on the phone. Always provide the answers and easy to deal with. I have questioned the renewal char... Read more Reviewed on: 11th September 2025
Dave C's avatar
Dave C

Latest lowest rating:

1

Don't expect to be able to claim on your insurance Last week, I had to use an emergency locksmith to get into our home. My key and my partner's key both simply did not unlock the door. Something turned... Read more Reviewed on: 12th May 2025
Mister Customer's avatar
Mister Customer

About this product

Policy Expert home insurance policies are available in three levels of cover – bronze, silver and gold.

You can get a quote and manage your Policy Expert home insurance policy online. Policy wording has been reviewed by the Plain English Campaign, who champion policies that are crystal clear.

Policy Expert home insurance reviews help you find out what it’s really like to be a customer. If you’ve used Policy Expert before, you can also leave a review and share your experience.

Review Policy Expert : Home insurance now

Help others make smarter decisions by sharing your own experience. Write a review

Policy Expert Home insurance reviews (9136)

Professional

5
This is the second time I've re-newed my policy with policy expert. The company is efficient and professional Reviewed on: 6th June 2018

home insurance

5
quick reliable service. easy renewal Reviewed on: 6th June 2018

Excellent service

5
I have been with Policy Expert for quite some time now and have never had any trouble with their service. They are informative, always keeping me up to date with things and the renewal of the Policy is always quick and easy. Excellent service in my opinion. Reviewed on: 5th June 2018

Fantastic Service

5
The service I have had over two policies now is fantastic, it is always a very clear and straightforward process to get a quote and set up a policy with Policy Expert. They are very competitive and the staff are very friendly and do not rush you. I intend to stay with policy Experts for all future insurances should they stay competitive. Reviewed on: 5th June 2018

Very good value for money

5
This is our 2nd year, the renewal quote was a little higher than last year but still came in below the comparison sites. They send out the renewal very early so you have time to shop around and remind you again before implementing. Overall impressed. Reviewed on: 5th June 2018

Excellent customer service

5
I have spoke to a few people in my first year with policy expert and everyone has been a great help. It’s freat value for money and we have just renewed our second year :) Reviewed on: 5th June 2018

Brillaint Service and a Fair Price

5
Just renewed with Policy Expert - happy to say that, unlike many other providers, the renewal price was competitive, so it was just a quick phone call (to change a few account details) and our insurance was all sorted for another year. Reviewed on: 4th June 2018

HOUSE INSURANCE

1
I thought that I was covered for wind damage, it even met the companies criteria for wind speed the night it happened. They sent a man around to look at damage, as he is not 30 foot tall he could not inspect the damage close up, claim was rejected because he said it was wear and tear ! WTF . The contractors I employed said it was wind damage and was gobsmacked at the wear and tear quote . The nice people on the call desk gave me plenty of sympathy and no money to repair it. The high winds frightened my disabled daughter and also the damage to the house made her cry !. You asked for a review, so there you go. Reviewed on: 2nd June 2018

Very efficient and friendly

5
Everything was completed easily. I spoke with two different call centre operatives and both were fantastic. Reviewed on: 2nd June 2018

Great quote and service

5
Easy, online, great customer service... very happy Reviewed on: 2nd June 2018

Do you have a different Policy Expert product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Policy Expert ?

    View all products