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RateSetter: Loans reviews

4.92
Based on 14,024 reviews, last reviewed 1st Sep 2025
No new 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
6%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent customer service from the staff no problem... Excellent customer service from the staff no problems with the company ***** very polite and understanding Reviewed on: 1st September 2025
Angela J's avatar
Angela J

Latest lowest rating:

2

Not so helpful After a breach of data protection on there part they are very unhelpful and unwilling to provide the information Im entitled to Reviewed on: 26th July 2023
rooby roo's avatar
rooby roo

About this product

RateSetter are no longer accepting loan applications since being acquired by Metro Bank in 2020.

Existing loan customers can still manage their loan via the online portal.

RateSetter loan reviews help you find out what it’s really like to be a customer. If you’ve used RateSetter before, you can also leave a review and share your experience.

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RateSetter Loans reviews (14024)

Great, quick and easy

5
Simply way to get money quick with straight forward form and good rates Reviewed on: 11th June 2020

Great!

5
Easy to apply and keep track of your repayments, as well as make adjustments online. The staff are very helpful and pleasant to deal with. Very competitive rates too. I would definitely use again or recommend to friends and family. Reviewed on: 11th June 2020

Great service

5
Thanks for great service.Good experience for me. Reviewed on: 11th June 2020

Excellent

5
Loan was quick and efficient for what I needed and at a good rate. Very happy so far. No complaints at all. Reviewed on: 11th June 2020

RateSetter the sure way to securing a great value loan

5
In my opinion RateSetter can be beat.Great value and fantastic customer support 5 stars all round ⭐️⭐️⭐️⭐️⭐️ Reviewed on: 11th June 2020

Amazing!!

5
I have used rate setter several times now, each time they have beat every other loan company out there. They have excellent interest rates so you don’t have to pay thousands back on-top of what you have borrowed like other companies. I have never had any issues with them, the application process was really quick also. I couldn’t recommend them enough!! Reviewed on: 11th June 2020

Easy, fast, straight with you

5
Got what I wanted. What more do you want, really? Reviewed on: 11th June 2020

Rattesetter

4
It's a very good service I'm really satisfied with them Reviewed on: 11th June 2020

Great service, highly recommended

5
RateSetter is the main place I use for all my short term loan needs. Great friendly customer service and super clear information. Reviewed on: 11th June 2020

Straight forward and helpful lending

5
Everything you need to know before borrowing money is there for you, the customer service is brilliant and the website is great Reviewed on: 11th June 2020

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