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RateSetter: Loans reviews

4.93
Based on 14,024 reviews, last reviewed 1st Sep 2025
No new 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
6%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent customer service from the staff no problem... Excellent customer service from the staff no problems with the company ***** very polite and understanding Reviewed on: 1st September 2025
Angela J's avatar
Angela J

Latest lowest rating:

2

Not so helpful After a breach of data protection on there part they are very unhelpful and unwilling to provide the information Im entitled to Reviewed on: 26th July 2023
rooby roo's avatar
rooby roo

About this product

RateSetter are no longer accepting loan applications since being acquired by Metro Bank in 2020.

Existing loan customers can still manage their loan via the online portal.

RateSetter loan reviews help you find out what it’s really like to be a customer. If you’ve used RateSetter before, you can also leave a review and share your experience.

Review RateSetter: Loans now

Help others make smarter decisions by sharing your own experience. Write a review

RateSetter Loans reviews (14024)

Great solution to my needs.

5
Nice simple process, money was in my account very quickly, gives me an opportunity to make extra payments whenever I want. Will definitely be using them again. Thanks Reviewed on: 3rd March 2022

Straightforward, simple

5
Very efficient and easy to apply, speedy payment and easy to manage Reviewed on: 3rd March 2022

Best loan provider

5
Ratesetter us one of the great loan providers. Competitive interest rate and easy to apply. Their online service is not best buy okay. Reviewed on: 3rd March 2022

Great service and interest rates

5
The ability get the loan was very quick and easy and the low interest rates made it very appealing, i was able to increase the amount i borrowed later with no issue Reviewed on: 3rd March 2022

Quick and easy to apply

5
It was easy quick to complete forms for loan easy payment plan Reviewed on: 3rd March 2022

Excellent, flexible and easy finance

5
Always had positive experiences with RateSetter, they have assisted me numerous times with ease and confidence. 100% would recommend them to anyone. Reviewed on: 3rd March 2022

Great service

5
Easy and fast service, very happy at the fact i could renew my loan after 6 months Reviewed on: 3rd March 2022

Great service

5
Quick to pay once results confirmed. Easy to use site that allows you to control payment dates, see history and confirm time/payments remaining. Very easy to use and flexible. Got a great rate too. Would definitely recommend. Reviewed on: 3rd March 2022

Simple to use

5
Have already recommended ratesetter to a couple of people who didn't want to end up with a high interest loan with large repayments to make. Reviewed on: 3rd March 2022

Great service, never disappoints.

5
Used their services several times, really satisfied with their hassle free approach and quick tranfer. Thank you! Reviewed on: 3rd March 2022

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