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RateSetter: Loans reviews

4.93
Based on 14,024 reviews, last reviewed 1st Sep 2025
No new 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
6%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent customer service from the staff no problem... Excellent customer service from the staff no problems with the company ***** very polite and understanding Reviewed on: 1st September 2025
Angela J's avatar
Angela J

Latest lowest rating:

2

Not so helpful After a breach of data protection on there part they are very unhelpful and unwilling to provide the information Im entitled to Reviewed on: 26th July 2023
rooby roo's avatar
rooby roo

About this product

RateSetter are no longer accepting loan applications since being acquired by Metro Bank in 2020.

Existing loan customers can still manage their loan via the online portal.

RateSetter loan reviews help you find out what it’s really like to be a customer. If you’ve used RateSetter before, you can also leave a review and share your experience.

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RateSetter Loans reviews (14024)

fab

5
quick assessment, great service. would defo recommend Reviewed on: 3rd March 2022

Had few loans of rate setter always been the lowest to pay back

5
Had couple loans of rate setter always been cheapest to pay back and had money virtually straight away, Iv told ppl about them and would defo recommend in future Reviewed on: 3rd March 2022

Very good service

5
Ease of application. Quick response. Reviewed on: 3rd March 2022

Transparent company

4
Easy access, clear information given, easy use of site, responsible lender Reviewed on: 3rd March 2022

Shacket brilliant

5
Great Reviewed on: 3rd March 2022

Great service

5
Hassle free , easy to keep track of your balances Reviewed on: 3rd March 2022

Recommend

5
Good company always keep you up to date with any news would recommend to friends and family Reviewed on: 3rd March 2022

Not too bad but could be better

4
Generally no complaints. The process of being approved for a loan does take much longer than expected but my experience wasn't too bad. Reviewed on: 3rd March 2022

Probably, the best.

5
I’ve been a customer for a number of years, and in truth I’ve never been disappointed in anyway whatsoever. The customer.service is world class and worthy of award and recognition. I’m a fan of this business. Reviewed on: 3rd March 2022

Mr Xanthidis

5
From a phone call, I was not sure they would give the loan and the loan was vital for me and the next day I saw money on my account I was surprised and happy for the friendly and straightforward loan application. Great customer service. highly recommend Nikolas. Reviewed on: 3rd March 2022

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