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RateSetter: Loans reviews

Name: Loans
Rating: 4.93 (14024 reviews)

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4.93

Based on 14,024 reviews, last reviewed 1st Sep 2025

No new 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Excellent customer service from the staff no problem... Excellent customer service from the staff no problems with the company ***** very polite and understanding Reviewed on: 1st September 2025

Latest lowest rating:

2

Not so helpful After a breach of data protection on there part they are very unhelpful and unwilling to provide the information Im entitled to Reviewed on: 26th July 2023

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About this product

RateSetter are no longer accepting loan applications since being acquired by Metro Bank in 2020.

Existing loan customers can still manage their loan via the online portal.

RateSetter loan reviews help you find out what it’s really like to be a customer. If you’ve used RateSetter before, you can also leave a review and share your experience.

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RateSetter Loans reviews (14024)

Quick and easy to apply!

Online account easy to use. Quick and easy to apply for a loan. Reviewed on: 3rd September 2021

Straight forward borrowing

After shopping around I found a good rate of interest at Ratesetter, easy to apply, quick decision and pay out. Used again with sane straight forward experience. Reviewed on: 3rd September 2021

Easy to apply, good rates

Straight forward and easy to use website with good interest rates Reviewed on: 3rd September 2021

Nice and easy

Alwasy easy to use. Good access to services. Reviewed on: 3rd September 2021

Brilliant service with lol intrest

Outstanding service and so simple Reviewed on: 3rd September 2021

Easy and affordable

I always brought things outright but then found myself in a position where I needed some help to get a new vehicle when mine completely died. Ratesetter offered an affordable loan and the funds were with me quickly Reviewed on: 3rd September 2021

Good

Excellent, quickly and very simple application Reviewed on: 3rd September 2021

Superb

Fantastic value, fantastic service, so simple and quick Reviewed on: 3rd September 2021

Great rates! Great terms! A winner!

I've had regular small loans over 2.5K from Rate Setter over the past 8 years and find they are a really good loan company. It is quick and straightforward to apply and receive a loan. Their terms are also great. You can make higher payments, or pay off your loan at any time without penalties, providing you pay the full amount plus interest. Their interest rates are also really good for small loans. I wouldn't hesitate to use RateSetter in the future. Reviewed on: 3rd September 2021

An Affordable Quality Service

Rate Setter make borrowing easy and affordable at the same time. Friendly staff and rates help them stand out. Reviewed on: 3rd September 2021

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