Write a review

Newsletter

Go to business site

RateSetter: Loans reviews

Name: Loans
Rating: 4.93 (14024 reviews)

View other RateSetter products

4.93

Based on 14,024 reviews, last reviewed 1st Sep 2025

No new 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Excellent customer service from the staff no problem... Excellent customer service from the staff no problems with the company ***** very polite and understanding Reviewed on: 1st September 2025

Latest lowest rating:

2

Not so helpful After a breach of data protection on there part they are very unhelpful and unwilling to provide the information Im entitled to Reviewed on: 26th July 2023

Read all reviews Write a review

About this product

RateSetter are no longer accepting loan applications since being acquired by Metro Bank in 2020.

Existing loan customers can still manage their loan via the online portal.

RateSetter loan reviews help you find out what it’s really like to be a customer. If you’ve used RateSetter before, you can also leave a review and share your experience.

Review RateSetter: Loans now

Help others make smarter decisions by sharing your own experience.

Write a review

RateSetter Loans reviews (14024)

Excellent

Very easy to use ,very quick decision, money in the account very quickly Reviewed on: 21st June 2021

Recommended to everyone I hear talking about loans

RateSetter does what it says on the tin, sets rates at one of the best rates. It is I believe a people company not a Robot company, thanks RateSetter you have tided me at a reasonable rate over the rocky times over the past few years Reviewed on: 21st June 2021

Happy outcome

I'd never heard of RateSetter until I checked my credit score. Tried another company first which fell through (less than happy). Came across RateSetter and my loan was sorted straight away. No fuss, no problems. Would use them again if the need arose. Reviewed on: 21st June 2021

Is very good company

Very good rate and very company for my recomendacion family and friends Reviewed on: 21st June 2021

Simply the best

By far the best priced loan company I found online. Cost me less than half of what my bank were prepared to offer. Easy to keep track of what's left to pay and make extra payments if you want to pay it off early. Had 2 loans using this company and no problems whatsoever. Reviewed on: 21st June 2021

Amazing company

They are very helpful abs give amazing financial advice , they’re not like others who just want to ‘rip you off’ , keep up the great work Reviewed on: 21st June 2021

Helpful loan

I applied for a loan with Ratesetter who offered a very competitive loan with various time options to pay the loan back. Concise and clear information provided helped me make an informed choice. Reviewed on: 21st June 2021

Simple & Easy

Had a loan for almost four years now. The process to apply and receive an answer was quick and easy. All has one perfectly since too. Would use again for sure. Reviewed on: 21st June 2021

Simple and Affordable

I bought an MX5 as a little project car in 2019, and RateSetter made the process simple and affordable, I would use again! Reviewed on: 21st June 2021

excellent

Streamline, no fuss process. Understandable agreement and user friendly approach. Definitely will use again. Reviewed on: 21st June 2021

Do you have a different RateSetter product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Unsecured loans
from East Kilbride Credit Union 4.87 from 108 reviews
Payday loan (discontinued)
from SafetyNet Credit (inactive company) 3.81 from 39 reviews
Personal Loan
from Novuna Personal Finance 4.78 from 361 reviews

Want to see more from RateSetter?

Car Finance
from RateSetter 4.90 from 308 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub