Smart Money People Logo
Go to business site
Share this page
Link copied

RateSetter: Loans reviews

View other RateSetter products
4.92
Based on 14,025 reviews, last reviewed 1st Sep 2025
100% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
6%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent customer service from the staff no problem... Excellent customer service from the staff no problems with the company ***** very polite and understanding Reviewed on: 1st September 2025
Angela J's avatar
Angela J

Latest lowest rating:

2

Not so helpful After a breach of data protection on there part they are very unhelpful and unwilling to provide the information Im entitled to Reviewed on: 26th July 2023
rooby roo's avatar
rooby roo
Read all reviews See your review

About this product

RateSetter lending reviews on Smart Money People help people like you thinking about what life is like as a RateSetter customer to find this out. What is customer service like? Is the online experience quick and simple? You can find this out by reading our RateSetter lending reviews. If you are a RateSetter customer, you can also write your review today!

RateSetter Loans reviews (14025)

Review of the RateSetter, Loans:

Highly recommend!

5
Easiest loan I’ve ever had with, low interest rates and friendly, helpful customer service. The website is really accessible, I like the fact I can see all my future payments with how much interest each payment incurs and it’s really easy to make an overpayment and then see the difference it’s made to reducing loan repayments. I would highly recommend rate setter to anyone wanting a fair loan. My credit rating is not the best but I still got a really good rate Reviewed on: 10th March 2023
christafrankie@icloud.com's avatar
[email protected]

Great service

5
No quibble, prompt and and friendly service. I would recommend and use Ratesetter again. Reviewed on: 8th April 2023
Colin Lee's avatar
Colin Lee

Best

5
Best offers ever lower %pays back . Reviewed on: 8th April 2023
Anonymous's avatar
Anonymous

The very best

5
Great rates and helped me out when I really needed it Reviewed on: 8th April 2023
Michael Leighton's avatar
Michael Leighton

Good rates, easy to set up.

5
Very competitive on interest rates. Easy to set up with good communication. Reviewed on: 8th April 2023
Patrick Reed's avatar
Patrick Reed

Loan

5
The best loan. Zero problems with verification and a very low interest rate. Reviewed on: 8th April 2023
Kacper's avatar
Kacper

Personal loan

5
Efficient, clear and informative loan service provider. Made the process of getting a loan friendly and accessible. Reviewed on: 8th April 2023
Philip's avatar
Philip

Best

5
Quick reaction in any supports , very fast has been accepted my loan Reviewed on: 8th April 2023
Razvan Siscariu's avatar
Razvan Siscariu

Clear rates and application process

5
Found it really straightforward to see the cost of the loan and how changing the length of the term affected the amount needing to be repaid. Application process was straightforward and an offer was quickly provided. Reviewed on: 8th April 2023
Handraha's avatar
Handraha

Great service

5
I came across RateSetter while looking for a loan. It couldn't of been any easier. The application was so quick to complete and the response was just and quick. The payment was paid into my account within hours. Also the interest rate is very good. Reviewed on: 8th April 2023
Jermz45 's avatar
Jermz45

Excellent service,

5
Ratesetters are excellent. Great customer service fast and efficient. Decisions within minutes. I would highly recommend them for personal and business finance. Reviewed on: 8th April 2023
Tracey West 's avatar
Tracey West

Do you have a different RateSetter product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from RateSetter?

  • Car Finance

    from RateSetter 4.96 from 308 reviews
    RateSetter
    View all products

    Join Smart Money People

    Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

    Create an account
    Man on beach

    News, guides and insight from our team

    View resource hub
    UK money news stories - 24 July 2024
    UK money news stories - 24 July 2024
    24th July 2024
    Posted in Money Talks by Errolyn Smith
    Your Money, Your Voice: Have your say
    Your Money, Your Voice: Have your say
    24th July 2024
    Posted in Our insights by Errolyn Smith
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    24th July 2024
    Posted in Our insights by Darryl Barkwill
    Consumer credit awards winners 2024
    Consumer credit awards winners 2024
    11th July 2024
    Posted in Awards by Darryl Barkwill