Smart Money People Logo

RateSetter: Loans reviews

4.92
Based on 14,025 reviews, last reviewed 1st Sep 2025
100% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
6%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent customer service from the staff no problem... Excellent customer service from the staff no problems with the company ***** very polite and understanding Reviewed on: 1st September 2025
Angela J's avatar
Angela J

Latest lowest rating:

2

Not so helpful After a breach of data protection on there part they are very unhelpful and unwilling to provide the information Im entitled to Reviewed on: 26th July 2023
rooby roo's avatar
rooby roo

About this product

RateSetter lending reviews on Smart Money People help people like you thinking about what life is like as a RateSetter customer to find this out. What is customer service like? Is the online experience quick and simple? You can find this out by reading our RateSetter lending reviews. If you are a RateSetter customer, you can also write your review today!

Review RateSetter: Loans now

Help others make smarter decisions by sharing your own experience. Write a review

RateSetter Loans reviews (14025)

Loans

5
I wanted to make it easier to pay off my debt without having to make a large dent in my money each month ratesetter was brilliant quick and easy have have been a pleasure to do business with. Reviewed on: 5th April 2023

Satified

5
Easy to apply for, accepted with no problem an direct debut set up no problem Reviewed on: 5th April 2023

Definitely recommend

5
Would defo recommend rate setter , loan was very easy to apply for and got answer very quickly Reviewed on: 5th April 2023

100% recommend

5
Love RateSetter easy to apply and pay off my loan. Very happy with the service I have received and would highly recommend them to friend and family. Reviewed on: 5th April 2023

Great Company!

5
Such a simple & easy process to apply for a loan & got a decision quickly. Great experience Reviewed on: 5th April 2023

Quick and simple

5
I took a loan out to pay off an overdraft. The rates of interest were great easy to afford and so simple to apply online. Love the reminders every month just before repayment was due so I was always on top of my payments. Brilliant Reviewed on: 5th April 2023

The best around

5
I had a loan with ratesetter their rates and service are outstanding. I’m glad I went with this company and not another one . Reviewed on: 5th April 2023

Very efficient brilliant service

5
No hassle, customer service was very helpful. Very quick transfer Reviewed on: 5th April 2023

Good

5
I have a loan with them.I am very pleased Reviewed on: 5th April 2023

Excellent

5
Great company.. great service and great online service too…. everything is simple & straight forward to access Reviewed on: 5th April 2023

Do you have a different RateSetter product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from RateSetter?

  • Car Finance

    from RateSetter 4.96 from 308 reviews
    RateSetter
    View all products