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RateSetter: Loans reviews

Name: Loans
Rating: 4.93 (14025 reviews)

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4.92

Based on 14,025 reviews, last reviewed 1st Sep 2025

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Excellent customer service from the staff no problem... Excellent customer service from the staff no problems with the company ***** very polite and understanding Reviewed on: 1st September 2025

Latest lowest rating:

2

Not so helpful After a breach of data protection on there part they are very unhelpful and unwilling to provide the information Im entitled to Reviewed on: 26th July 2023

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About this product

RateSetter lending reviews on Smart Money People help people like you thinking about what life is like as a RateSetter customer to find this out. What is customer service like? Is the online experience quick and simple? You can find this out by reading our RateSetter lending reviews. If you are a RateSetter customer, you can also write your review today!

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RateSetter Loans reviews (14025)

Great Rates easy quote.

Used them to fiance my motorcycle. From start to finish they were easy contacted and kept me up to date with the process. Within 48 hours the money was in my account ready to use. Reviewed on: 5th April 2023

Great company with easy application process.

Great company with very good loan rates, would definitely recommend. Well don’t be everyone. Reviewed on: 5th April 2023

Amazing, life saving

Was getting desperate money wise, quick decision & transfer of funds. Later on when experiencing more financial difficulty due to health reasons, super helpful & accomodating Reviewed on: 5th April 2023

Great Company

Great company, quite helpful customer services. Reviewed on: 5th April 2023

Speedy offer a loan

Incredibly quick process after verification of my requirements. I’ve been banking with a major high street bank for many years and they took 3 weeks get back to me , ratesetter was 3 days ! Reviewed on: 5th April 2023

Excellent service Excellent experience when took a loan a second to none company

Excellent company very straight forward to apply for a loan customer service is second to none I would recommend rateseter to anyone Just a frist class service Reviewed on: 5th April 2023

Best loan

They're the best loan company in the UK. Reviewed on: 5th April 2023

Best simple loan

I have had two loans with Rate Setter and both times the application was very easy, money landed in my account within few minutes, repayment process has been very smooth and most importantly, I was never bombarded with emails and statements, but could easily track my repayment status on their website. Highly recommend! Reviewed on: 5th April 2023

Great Set Up

Excellent choice in financing a loan, quick, straightforward and easy to apply. Outcome with you in a matter of minutes. Great loans at amazing rates. Thank you. Reviewed on: 5th April 2023

Easy application

They got my back when I need it. Reviewed on: 5th April 2023

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