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RateSetter: Loans reviews

Name: Loans
Rating: 4.93 (14025 reviews)

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4.92

Based on 14,025 reviews, last reviewed 1st Sep 2025

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Excellent customer service from the staff no problem... Excellent customer service from the staff no problems with the company ***** very polite and understanding Reviewed on: 1st September 2025

Latest lowest rating:

2

Not so helpful After a breach of data protection on there part they are very unhelpful and unwilling to provide the information Im entitled to Reviewed on: 26th July 2023

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About this product

RateSetter lending reviews on Smart Money People help people like you thinking about what life is like as a RateSetter customer to find this out. What is customer service like? Is the online experience quick and simple? You can find this out by reading our RateSetter lending reviews. If you are a RateSetter customer, you can also write your review today!

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RateSetter Loans reviews (14025)

Helpful, easy process

I have had two personal loans from Ratesetter over the last 4 years. Great rates, easy application. Never had a problem. Reviewed on: 5th April 2023

Good Interest Rates

I would definitely recommend this to my friends and family as ratesetter company handles thier customers professionally and their process is very simple and quick. Reviewed on: 5th April 2023

Simple, painless, efficient

A loan is a loan but, this instance, it was a pain free, simple process. No unnecessary paperwork, bureaucracy or hurdles to jump. I have a good credit rating, was able to prove income and it was literally a half hour job Reviewed on: 5th April 2023

Simple, straightforward &no faff

Applying was a simple process, but comprehensive enough that you could understand the detail behind the form. Afterwards, they didn’t keep me waiting, within a day I had a confirmation application. They allowed me to set a direct debit on a day that suits my schedule and they don't spam with emails and marketing! Excellent service, simply no faff Reviewed on: 5th April 2023

Excellent service

Quick seamless transaction would highly recommend Reviewed on: 5th April 2023

Needed a loan

Applied on line were great nothing was too much trouble everything went smooth Reviewed on: 5th April 2023

Life made simple

Excellent service. Very quick response. Reviewed on: 5th April 2023

Excellent Service

Efficient & simple transparent process & excellent customer service Reviewed on: 5th April 2023

No complaints very simple

Just easy to use, easy to understand, easy access Reviewed on: 5th April 2023

Excellent and easy to deal with

Easy to apply for a personal loan with a good rate of intrest. Everything explaianed and correspondance good. Reviewed on: 5th April 2023

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