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RateSetter: Loans reviews

Name: Loans
Rating: 4.93 (14025 reviews)

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4.92

Based on 14,025 reviews, last reviewed 1st Sep 2025

100% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Excellent customer service from the staff no problem... Excellent customer service from the staff no problems with the company ***** very polite and understanding Reviewed on: 1st September 2025

Latest lowest rating:

2

Not so helpful After a breach of data protection on there part they are very unhelpful and unwilling to provide the information Im entitled to Reviewed on: 26th July 2023

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About this product

RateSetter lending reviews on Smart Money People help people like you thinking about what life is like as a RateSetter customer to find this out. What is customer service like? Is the online experience quick and simple? You can find this out by reading our RateSetter lending reviews. If you are a RateSetter customer, you can also write your review today!

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RateSetter Loans reviews (14025)

Excellent. No hassle and quick and easy.

No hassle. Decision instant and best rate around. Definitely recommend to others. Reviewed on: 5th April 2023

Speedy low interest loan

I contacted Ratesetter as I was a little short waiting for a fixed rate deal to mature. They provided a low interest rate loan and I was very happy with the speed with which it was administered. Reviewed on: 5th April 2023

Best rate and quick too.

I was about to take a loan from my bank when I saw ratesetter. a quick call and money was deposited super quick and at the best rate too,whats not to like. Reviewed on: 5th April 2023

Easy to apply

Applied on line straight forward got my loan within days and at a good rate. Reviewed on: 5th April 2023

Highly Recommend

It’s a Perfect Company to Help You in Life when You Really Need Help. High Quality Customer Service, Quick and Reliable. Thank You RateSetter Reviewed on: 5th April 2023

Perfect Ratesetter

So easy to apply Simple and straightforward and easy to understand the terms and conditions Ability to pay back early without penalties Doesn’t have pages and pages of small print Have recommended to other people and would definitely use Ratesetter again in the future Reviewed on: 5th April 2023

Transparency

Ease of application, transparent conditions, good service Reviewed on: 5th April 2023

Simple, clear, and fair

Simple, clear, and fair says it all really - instant decisions presented in a way that everyone can understand . Reviewed on: 5th April 2023

Brilliant Company

The whole process from start to finish was so easy, I did the application on line, everything was so easy to fill in and at no point have I had to speak with anyone from Ratesetter, I would definitely use them again if I need to. Overall great company. Reviewed on: 5th April 2023

Taken out a loan

No hassle, no hard sell great customer service Reviewed on: 5th April 2023

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