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RateSetter: Loans reviews

Name: Loans
Rating: 4.93 (14025 reviews)

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4.92

Based on 14,025 reviews, last reviewed 1st Sep 2025

100% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Excellent customer service from the staff no problem... Excellent customer service from the staff no problems with the company ***** very polite and understanding Reviewed on: 1st September 2025

Latest lowest rating:

2

Not so helpful After a breach of data protection on there part they are very unhelpful and unwilling to provide the information Im entitled to Reviewed on: 26th July 2023

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About this product

RateSetter lending reviews on Smart Money People help people like you thinking about what life is like as a RateSetter customer to find this out. What is customer service like? Is the online experience quick and simple? You can find this out by reading our RateSetter lending reviews. If you are a RateSetter customer, you can also write your review today!

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RateSetter Loans reviews (14025)

Excellent

Loan approved quickly online. Easy process. Offered support during Covid 19 Reviewed on: 5th April 2023

Great company

Loan approved quickly. Funds in bank quickly. Great service Reviewed on: 5th April 2023

absolutely outstanding faultless service

i was blown away by the service ratesetter provided , nobody really wants to borrow money but these guys made the whole process almost enjoyable it was lightning quick acurate and unobtrusive it was so good i had to check it was real , i would use no other company to borrow money in the future , well done ratesetter you everything spot on !! Reviewed on: 5th April 2023

very good five star

easy to deal with very helpful easy to contact Reviewed on: 5th April 2023

Great service

Awesome company to deal with so glad I decided to proceed with my loan, extremely easy and fuss free - no regrets Reviewed on: 5th April 2023

No problems.

When all the other loan providers were quoting low rates but then when you actually applied it went to a higher rate because of your ‘circumstances’ Ratesetter had a guarantee the interest rate would be the same if you applied. It was and everything else was so easy to do online. I would use them again next time for sure. Reviewed on: 5th April 2023

Polite and Understanding

Ratesetter staff are extremely easy to approach about problem's I got myself into, they were very understanding and assisted me with my loan and within 48hrs all was sorted. Thankyou Ratesetter. Reviewed on: 5th April 2023

Great

Great service, simple application Reviewed on: 5th April 2023

Fast low cost loans

When searching for a loan they were by far the best offer. Application was easy and straight forward and funds were transferred quickly. Payments are detailed up front and I have had no issue with them Reviewed on: 5th April 2023

Quick and easy

Great company very simple to apply . Good intrest rate . Was very quick and easy to complete application. Money in my account in couple days Reviewed on: 5th April 2023

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