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RateSetter: Loans reviews

4.92
Based on 14,025 reviews, last reviewed 1st Sep 2025
100% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
6%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent customer service from the staff no problem... Excellent customer service from the staff no problems with the company ***** very polite and understanding Reviewed on: 1st September 2025
Angela J's avatar
Angela J

Latest lowest rating:

2

Not so helpful After a breach of data protection on there part they are very unhelpful and unwilling to provide the information Im entitled to Reviewed on: 26th July 2023
rooby roo's avatar
rooby roo

About this product

RateSetter lending reviews on Smart Money People help people like you thinking about what life is like as a RateSetter customer to find this out. What is customer service like? Is the online experience quick and simple? You can find this out by reading our RateSetter lending reviews. If you are a RateSetter customer, you can also write your review today!

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RateSetter Loans reviews (14025)

Excellent service

5
Loan application was extremely quick and easy. Reviewed on: 5th April 2023

So easy and quick

5
I applied for a loan in 2021, was approved instantly and had the money in my bank by the next day. Very happy and have recommended to friends Reviewed on: 5th April 2023

Smooth application process

5
Very practical and reasonable APR Reviewed on: 5th April 2023

Best loan company

5
Lowest APR I could fine with no problems and easy to understand Reviewed on: 5th April 2023

Excellent

5
My first time taking out a loan and have found Ratesetter easy and affordable. Would highly recommend Reviewed on: 5th April 2023

Very easy, no fuss application

5
Excellent interest rates, best in market and fantastic customer service. Reviewed on: 5th April 2023

Quick and easy application process

5
Easy process to go through the application and appropriate response Reviewed on: 5th April 2023

Quick and easy

5
So easy to apply, decent rates and the app is brilliant to stay on top of things. Reviewed on: 5th April 2023

Great service and very competitive

5
Been with RateSetter for. A couple of year, their products are very competitive and the service is fantastic Reviewed on: 5th April 2023

Excellent service

5
Excellent service Prompt responses Great friendly staff Reviewed on: 5th April 2023

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