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RateSetter: Loans reviews

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4.92
Based on 14,025 reviews, last reviewed 1st Sep 2025
100% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
6%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent customer service from the staff no problem... Excellent customer service from the staff no problems with the company ***** very polite and understanding Reviewed on: 1st September 2025
Angela J's avatar
Angela J

Latest lowest rating:

2

Not so helpful After a breach of data protection on there part they are very unhelpful and unwilling to provide the information Im entitled to Reviewed on: 26th July 2023
rooby roo's avatar
rooby roo
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About this product

RateSetter lending reviews on Smart Money People help people like you thinking about what life is like as a RateSetter customer to find this out. What is customer service like? Is the online experience quick and simple? You can find this out by reading our RateSetter lending reviews. If you are a RateSetter customer, you can also write your review today!

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RateSetter Loans reviews (14025)

Excellent service

5
Simple and efficient with excellent customer service. Reviewed on: 5th April 2023
Aaron Matthias's avatar
Aaron Matthias

First class service

5
Easy application, very proffessional and excellent exchange of communication and quick payout. Reviewed on: 5th April 2023
Michael's avatar
Michael

Great company

5
Ratesetter was so easy to use. It gave me a great interest rate at a loan length of my own choice. The whole process took no more than 20 minutes. I have already recommended the service to friends and family. Well deserve my vote Reviewed on: 5th April 2023
Corinna Welbourn's avatar
Corinna Welbourn

Straightforward and effortless

4
Straightforward and effortless, decision within minutes and the money deposited likewise, would recommend. Reviewed on: 5th April 2023
Simon's avatar
Simon

Great company.

5
Fantastic company, always give you great advice on your requirements brilliant customer services. Reviewed on: 5th April 2023
Darren Proffitt's avatar
Darren Proffitt

Great value

5
I needed to move and was scared of the financial side of things!!! I found rate setter and it was a quick easy application and great Apr!!!! I highly recommend if you need a short term loan. Reviewed on: 5th April 2023
Amy briggs 's avatar
Amy briggs

Great

5
Easy application, great customer service, user friendly dash for managing the loan. Would highly recommend Reviewed on: 5th April 2023
Darren Whale's avatar
Darren Whale

An absolute breeze!

5
Such a simple and easy process! I applied through my ClearScore app and recieved a phone call the next day just to ask a couple of questions it took less than 5 minutes. Then within 48 hours the money was in my account! It’s so easy to track my loan by logging in on their website. Id definitely recommend ratesetter to anyone! Reviewed on: 5th April 2023
Nick Ives's avatar
Nick Ives

Excellent service

5
Loan was accepted and paid straight away with a good Apr Reviewed on: 5th April 2023
Rachel 's avatar
Rachel

Easy and very good service

5
Fast great rates and definitely would use again , so people choose rate setter , Reviewed on: 5th April 2023
Jay's avatar
Jay

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