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RateSetter: Loans reviews

Name: Loans
Rating: 4.93 (14025 reviews)

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4.92

Based on 14,025 reviews, last reviewed 1st Sep 2025

100% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Excellent customer service from the staff no problem... Excellent customer service from the staff no problems with the company ***** very polite and understanding Reviewed on: 1st September 2025

Latest lowest rating:

2

Not so helpful After a breach of data protection on there part they are very unhelpful and unwilling to provide the information Im entitled to Reviewed on: 26th July 2023

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About this product

RateSetter lending reviews on Smart Money People help people like you thinking about what life is like as a RateSetter customer to find this out. What is customer service like? Is the online experience quick and simple? You can find this out by reading our RateSetter lending reviews. If you are a RateSetter customer, you can also write your review today!

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RateSetter Loans reviews (14025)

Good quality customer service

Quick at doing checks to see if eligible for loan (quicker than my own bank was). This helped me immensely as I had an emergency roof repair that needed done asap. I’ve had no problem with monthly payments and when I needed to ask a question someone was there straight away to ask over the phone. Reviewed on: 5th April 2023

Real easy

Really easy to use system and excellent service Reviewed on: 5th April 2023

Great company

Ratesetter granted me a loan which I needed to replace my boiler. The interest rate was very fair and the repayment terms have been very manageable. The website is really helpful and shows how your repayments are going. I’ve been making extra payments and it’s very useful to see how I’m saving on interest and when the loan will be paid back. I would recommend to anyone looking for a loan. Reviewed on: 5th April 2023

One of the best

I had taken a loan few years ago. It was simple to fill the forms. Kind and professional team dealing with the customers. Reviewed on: 5th April 2023

Super smooth journey

No fuss, quick decision and find available immediately Reviewed on: 5th April 2023

Great!

Really great service and customer service Reviewed on: 5th April 2023

Excellent service and rates

I had a loan from ratesetter, the interest rates were great. I was given a great service, the chance to pay off my loan early. I would definitely recommend Ratesetter to anyone that is looking for a low interest loan. Reviewed on: 5th April 2023

Loan stress free

Took loan out It was stress free and fast no issues Well done ratesetter Reviewed on: 5th April 2023

Seamless application process

This was a very simple, straight forward application and I was very pleased with how seamless it was. Highly recommended Reviewed on: 5th April 2023

Loans

They are fantastic and very caring Reviewed on: 5th April 2023

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