Write a review

RateSetter: Loans reviews

Name: Loans
Rating: 4.93 (14025 reviews)

View other RateSetter products

4.92

Based on 14,025 reviews, last reviewed 1st Sep 2025

100% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Excellent customer service from the staff no problem... Excellent customer service from the staff no problems with the company ***** very polite and understanding Reviewed on: 1st September 2025

Latest lowest rating:

2

Not so helpful After a breach of data protection on there part they are very unhelpful and unwilling to provide the information Im entitled to Reviewed on: 26th July 2023

Read all reviews Write a review

About this product

RateSetter lending reviews on Smart Money People help people like you thinking about what life is like as a RateSetter customer to find this out. What is customer service like? Is the online experience quick and simple? You can find this out by reading our RateSetter lending reviews. If you are a RateSetter customer, you can also write your review today!

Review RateSetter: Loans now

Help others make smarter decisions by sharing your own experience.

Write a review

RateSetter Loans reviews (14025)

Excellent

What a service I have received always looking out for the best for their customers. Reviewed on: 5th April 2023

New Homeowner

We needed a loan when we moved into our first home and Ratesetter provided a quick service and a great rate! Really happy with the repayments too. Reviewed on: 5th April 2023

Value for money

I have previous experience with getting loans which have been frustrating and I had started to arranged finance fir my car but didn't agree with the amount that they wanted as fee's, so I shopped around and rate setter came up trumps saving me nearly £2000, the process for getting the loan was fast and straightforward and I would highly recommend them. Reviewed on: 5th April 2023

Great service

Easy application and quick process Reviewed on: 5th April 2023

Satisfying

Really happy with the service and excellent Would definitely recommend Reviewed on: 5th April 2023

Simple and transparent

The rates where clear from the start and it was a hassle free process. The money was in my account in good time. Reviewed on: 5th April 2023

Great company

Great company, best rates, easy to deal with Reviewed on: 5th April 2023

Great service!

Really great loan provider. Fast and reasonable interests! Would recommend! Reviewed on: 5th April 2023

Best loan company

The best loan company I’ve ever dealt with, speedy, very efficient and good rates, too. Reviewed on: 5th April 2023

Brilliant

Really easy to set up good customer service Reviewed on: 5th April 2023

Do you have a different RateSetter product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Loans
from Vanquis 4.91 from 1253 reviews
Unsecured loans
from East Kilbride Credit Union 4.97 from 89 reviews
Personal Loan
from Novuna Personal Finance 4.84 from 357 reviews

Want to see more from RateSetter?

Car Finance
from RateSetter 4.96 from 308 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub