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RateSetter: Loans reviews

Name: Loans
Rating: 4.93 (14025 reviews)

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4.92

Based on 14,025 reviews, last reviewed 1st Sep 2025

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Excellent customer service from the staff no problem... Excellent customer service from the staff no problems with the company ***** very polite and understanding Reviewed on: 1st September 2025

Latest lowest rating:

2

Not so helpful After a breach of data protection on there part they are very unhelpful and unwilling to provide the information Im entitled to Reviewed on: 26th July 2023

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About this product

RateSetter lending reviews on Smart Money People help people like you thinking about what life is like as a RateSetter customer to find this out. What is customer service like? Is the online experience quick and simple? You can find this out by reading our RateSetter lending reviews. If you are a RateSetter customer, you can also write your review today!

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RateSetter Loans reviews (14025)

Honest Opinion

Very straight forward and easy application form. Literally done in minutes. Been really happy with company as, unlike many other loan providers, I have not been inundated with emails phone calls etc hassling me to take out further loans and the like. A refreshing change. Reviewed on: 5th April 2023

A great loan company

Quick process with great rates! Reviewed on: 5th April 2023

Loan

Excellent service , easy to apply and quick response , put straight into your bank within days . I haven’t had any problems in the passed . Track easy online account five stars from me . Reviewed on: 5th April 2023

Easy ,fast

Easy to set up ,fast, best rates Reviewed on: 5th April 2023

Excellent company

Good service and good products, no issues Reviewed on: 5th April 2023

Flawless from start to finish

From application stage the process was easy to follow. During the term of the loan, the team were eaay to contact and helpful. When it come to early repayment there were no hidden fees and it was easy to close. Reviewed on: 5th April 2023

Simple and straight forward

I have been with Ratesetter for 4 years now. The process of taking out a loan with them was very simple and straight forward. Everything is so very clear right from the start. I have received great communication throughout the duration of my loan. My current loan comes to an end in about 12 months. Should I have a need for any further loans, Ratesetter would be my first port of call. I would have no hesitation in recommending their services to anyone. From a very happy customer. Reviewed on: 5th April 2023

Professional loan company

Very easy to deal with and very professional Reviewed on: 5th April 2023

10

Good and professional customer support and quality people Reviewed on: 5th April 2023

FANTASTIC service

We selected ratesetter as part of a home improvement loan. The whole process was done with ease and clarity, and supported with almost instant access to the funds which allowed the home improvement to proceed with momentum. Reviewed on: 5th April 2023

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