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RateSetter: Loans reviews

Name: Loans
Rating: 4.93 (14025 reviews)

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4.92

Based on 14,025 reviews, last reviewed 1st Sep 2025

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Excellent customer service from the staff no problem... Excellent customer service from the staff no problems with the company ***** very polite and understanding Reviewed on: 1st September 2025

Latest lowest rating:

2

Not so helpful After a breach of data protection on there part they are very unhelpful and unwilling to provide the information Im entitled to Reviewed on: 26th July 2023

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About this product

RateSetter lending reviews on Smart Money People help people like you thinking about what life is like as a RateSetter customer to find this out. What is customer service like? Is the online experience quick and simple? You can find this out by reading our RateSetter lending reviews. If you are a RateSetter customer, you can also write your review today!

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RateSetter Loans reviews (14025)

second loan with ratesetter

Quick to apply, good rates, and easy to manage payments and make overpayments if desired. My second time using Ratesetter and another positive experience. Reviewed on: 11th March 2023

Easy and professional

One of the easiest loans you can have,fast and reliable Reviewed on: 11th March 2023

Great company for a loan, easy to apply

Great experience with loan application, easy to apply, everything was done on time with no hassle, affordable repayments Reviewed on: 11th March 2023

Perfect company

Quick , flexible company I'm very happy with them. I will recommend ratesetter to all my friends. Reviewed on: 11th March 2023

Personal loan

Vey loyal and low interest rate, there is no stress when you apply a loan from them. I made my application and the money came to my account the following day. I would recommend RateSetter to friends and family. I will definitely made another application from them. Reviewed on: 11th March 2023

Loan for new kitchen and building works

Easy process to get the loan, fast decision and good online platform to manage your account Reviewed on: 11th March 2023

Most efficient loan provider

I've got a loan through Ratesetter, when all the other providers tried to take advantage of people taking out loans quickly, and increasing their interest rates. Ratesetter gave me great loan at a fair rate, also they gave me the decision straight away. Their user interface is easy to manage and I have been very happy with the service. Reviewed on: 11th March 2023

S donn

Would of been in lots of trouble if it was not for RATESETTER asked my bank of 15 years they said no to £8000 to pay unforeseen tax bill due to my accountant failing to do there job properly but asked ratesetter who were brilliant excellent service and money in bank in 3days thanks so much Reviewed on: 11th March 2023

Excellent service

A very fast aggravation free and easy process that should put other lenders to shame Reviewed on: 11th March 2023

Simple great rate

Process was quick but secure with a great rate offered. Managing the loan online is easy and having no penalty for over payments is a great bonus. Reviewed on: 11th March 2023

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