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RateSetter: Loans reviews

Name: Loans
Rating: 4.93 (14025 reviews)

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4.92

Based on 14,025 reviews, last reviewed 1st Sep 2025

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Excellent customer service from the staff no problem... Excellent customer service from the staff no problems with the company ***** very polite and understanding Reviewed on: 1st September 2025

Latest lowest rating:

2

Not so helpful After a breach of data protection on there part they are very unhelpful and unwilling to provide the information Im entitled to Reviewed on: 26th July 2023

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About this product

RateSetter lending reviews on Smart Money People help people like you thinking about what life is like as a RateSetter customer to find this out. What is customer service like? Is the online experience quick and simple? You can find this out by reading our RateSetter lending reviews. If you are a RateSetter customer, you can also write your review today!

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RateSetter Loans reviews (14025)

Fantastic product and customer service

Really great rate and great customer service. Really happy with Ratesetter., Reviewed on: 10th March 2023

Simple

The process was quick, no fuss and without a million questions would recommend this company Reviewed on: 10th March 2023

Always available to answer queries

A fantastic service. All communication via email answered quickly and concisely. Reviewed on: 10th March 2023

Good rates

We compared every loan provider and Ratesetter offered what we needed at the best APR then everyone else we could think of Reviewed on: 10th March 2023

Loan experience

I have had several loans with Ratesetter and each time the approval process has been quick and easy and money supplied promptly. Can’t fault the service. Reviewed on: 10th March 2023

Quick & easy process all way through

Found the on line application so easy via Totally Money. I was sceptical it being so easy to do - but so far so good. Reviewed on: 10th March 2023

Good experience and service

Easy to apply and a good experiece I would recommed this bank to anyone Reviewed on: 10th March 2023

Amazing service

Applied for a loan and the process was overall very straight forward, application was approved and funds were available within days, great service Reviewed on: 10th March 2023

Simple good rates

I had a positive experience with rate setter Reviewed on: 10th March 2023

Life saver

Helped us when we had no work and no access to Government help during Covid. Reviewed on: 10th March 2023

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