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RateSetter: Loans reviews

Name: Loans
Rating: 4.93 (14025 reviews)

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4.92

Based on 14,025 reviews, last reviewed 1st Sep 2025

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Excellent customer service from the staff no problem... Excellent customer service from the staff no problems with the company ***** very polite and understanding Reviewed on: 1st September 2025

Latest lowest rating:

2

Not so helpful After a breach of data protection on there part they are very unhelpful and unwilling to provide the information Im entitled to Reviewed on: 26th July 2023

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About this product

RateSetter lending reviews on Smart Money People help people like you thinking about what life is like as a RateSetter customer to find this out. What is customer service like? Is the online experience quick and simple? You can find this out by reading our RateSetter lending reviews. If you are a RateSetter customer, you can also write your review today!

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RateSetter Loans reviews (14025)

Fast and easy to set up

RateSetter are a great company for a loan it was so quick to set up and access to the money was under 24hrs Reviewed on: 10th March 2023

Easy and straight forward to deal with

As it says in the title - easy to deal with - no hidden surprises - all very straight forward... Reviewed on: 10th March 2023

Quick, fuss-free, good rate

I needed to get a loan to cover the last bit of renovation work we undertook to our house. This came just after I had got married, and also while my wife was pregnant, and it required a lot of financial juggling to request the funds at the right time. Ratesetter were fast efficient, with a competitive rate, making this stressful process very streamlined. I would thoroughly recommend. Reviewed on: 10th March 2023

efficient service

efficient, easy to apply for, fair re-payments Reviewed on: 10th March 2023

Affordable

Ratesetter is easy and affordable loans,.you can track online and pay additional amounts if you wish to pay it off sooner or increase your loan amount if you need to. User friendly and quick answers to loan request Reviewed on: 10th March 2023

super satisfied

great to deal with quick and professional Reviewed on: 10th March 2023

Hassle free application process and quick approval

Always use RateSetter as my go to loan provider. Everything is transparent, no hidden charges or misleading fine print. Excellent service Reviewed on: 10th March 2023

Loan

Money in your bank account very quickly Reviewed on: 10th March 2023

Great efficient service

Wanted quick decision and turnaround Got everything quick and money in my bank in no time.simple to apply. definitely a no brainier for loans in the future Reviewed on: 10th March 2023

very competitive rates

I have been running a loan for circa 3 years with Rate Setter, the interest rate is very good & when asked for settlement amount a very good discount offered unlike other lenders. Reviewed on: 10th March 2023

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