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RateSetter: Loans reviews

Name: Loans
Rating: 4.93 (14025 reviews)

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4.92

Based on 14,025 reviews, last reviewed 1st Sep 2025

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Excellent customer service from the staff no problem... Excellent customer service from the staff no problems with the company ***** very polite and understanding Reviewed on: 1st September 2025

Latest lowest rating:

2

Not so helpful After a breach of data protection on there part they are very unhelpful and unwilling to provide the information Im entitled to Reviewed on: 26th July 2023

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About this product

RateSetter lending reviews on Smart Money People help people like you thinking about what life is like as a RateSetter customer to find this out. What is customer service like? Is the online experience quick and simple? You can find this out by reading our RateSetter lending reviews. If you are a RateSetter customer, you can also write your review today!

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RateSetter Loans reviews (14025)

No fuss!

No fuss application. Great rates compared to other companies. App is fantastic very easy to use and gives you all the info you need so no calling customer services. Reviewed on: 10th March 2023

THEY TRUST

My loan application was fast easy no long drawn out,questions,,as I had bad credit history before,but really sorted myself out this company gave great confidence after I applied, made me feel welcome in there company,,loan so easy mange the app is first class all I can say to them THANKS YOU,, Reviewed on: 10th March 2023

Efficient

2nd loan from this company and they have never disappointed, the rates are good and the speed it's put through is amazing. Reviewed on: 10th March 2023

Great fast and easy

Amazing service , no fuss , no drama. Had my loan within a couple of hours 10/10 Reviewed on: 10th March 2023

Super simple great service

It was super simple to get approved and some of the best rates I could find. Reviewed on: 10th March 2023

Good company

Great service, quick response and acceptance Reviewed on: 10th March 2023

Excellent service

Thank you for your loan love to top it up very soon regards . Reviewed on: 10th March 2023

Best and easiest loan company!

Aside from the ease of application, I am so impressed with the transparency of ratesetter. You can log in to your account at any time to check the balance, time remaining and make payments, for example. I have had other loans in the past and even retrieving some of these details can be arduous so it’s really refreshing to have everything in an easy to manage place. Reviewed on: 10th March 2023

Simple, easy to understand online applications

Ratesetter was very clear about the rates, total repayment amount and monthly payments. This information was provided in a way that was much easier to understand than any other online loan service. Also, once I'd decided to apply the application process was quick and simple to complete. Reviewed on: 10th March 2023

Loan

Excellent in communication .They provide you with all the information you need. Always there to help and rates.l recommend them. Reviewed on: 10th March 2023

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