Smart Money People Logo

RateSetter: Loans reviews

4.92
Based on 14,025 reviews, last reviewed 1st Sep 2025
100% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
6%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent customer service from the staff no problem... Excellent customer service from the staff no problems with the company ***** very polite and understanding Reviewed on: 1st September 2025
Angela J's avatar
Angela J

Latest lowest rating:

2

Not so helpful After a breach of data protection on there part they are very unhelpful and unwilling to provide the information Im entitled to Reviewed on: 26th July 2023
rooby roo's avatar
rooby roo

About this product

RateSetter lending reviews on Smart Money People help people like you thinking about what life is like as a RateSetter customer to find this out. What is customer service like? Is the online experience quick and simple? You can find this out by reading our RateSetter lending reviews. If you are a RateSetter customer, you can also write your review today!

Review RateSetter: Loans now

Help others make smarter decisions by sharing your own experience. Write a review

RateSetter Loans reviews (14025)

Easy and affordable loans

5
The way you apply your business is second to none A very easy process from start to finish for me a customer to understand Also very quick with the decision Reviewed on: 10th March 2023

Excelend Speed and service

5
Money Received same day, easy to set p and organised with online portal. Reviewed on: 10th March 2023

Mr TLP

5
I was so happy about loan it’s was really good deal . Reviewed on: 10th March 2023

Excellent service

5
Great service, clear communication Reviewed on: 10th March 2023

They provide a great service and AM happy with the company for helping me out

5
They provide a great service and AM happy with the company when they provide me with a loan Reviewed on: 10th March 2023

Fast & Efficient

5
From application through to the monies being in my account, the process was very fast and my interactions with the staff very positive. Highly recommended! Reviewed on: 10th March 2023

Easy to use

5
Very easy to use as a first time loan and easy to understand/manage on the website Reviewed on: 10th March 2023

Excellent company ,easy and helpful

5
I have used ratesetter twice now for two separate loans ray affordable repayments with no hassle so easy to understand no faff . Reviewed on: 10th March 2023

Fantastic! Easy process! Super helpful

5
Rate after has to be the best loan company I have dealt with. Right at the start from a very easy application through to receiving the money promptly. Everything is online so really easy to use and keep track! You can really easily make over payments. Reviewed on: 10th March 2023

Easy and clear

5
There is no confusion with this company. It’s easy to see what I’ve paid, how much I owe and increase the value if needed. Reviewed on: 10th March 2023

Do you have a different RateSetter product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from RateSetter?

  • Car Finance

    from RateSetter 4.96 from 308 reviews
    RateSetter
    View all products