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RateSetter: Loans reviews

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4.92
Based on 14,025 reviews, last reviewed 1st Sep 2025
100% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
6%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent customer service from the staff no problem... Excellent customer service from the staff no problems with the company ***** very polite and understanding Reviewed on: 1st September 2025
Angela J's avatar
Angela J

Latest lowest rating:

2

Not so helpful After a breach of data protection on there part they are very unhelpful and unwilling to provide the information Im entitled to Reviewed on: 26th July 2023
rooby roo's avatar
rooby roo
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About this product

RateSetter lending reviews on Smart Money People help people like you thinking about what life is like as a RateSetter customer to find this out. What is customer service like? Is the online experience quick and simple? You can find this out by reading our RateSetter lending reviews. If you are a RateSetter customer, you can also write your review today!

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RateSetter Loans reviews (14025)

Easy and transparent

5
Easy fast and efficient! Hustle free giving you peace of mind. Reviewed on: 10th March 2023
Keith Mok's avatar
Keith Mok

Best loan provider!!!

5
Looking for help in my financial situation and without a doubt I Knew I could count on the help of Ratesetter. Reviewed on: 10th March 2023
tajhon91@hotmail.co.uk's avatar
[email protected]

Helpful and easy to use.

5
I need to take out a loan and Ratesetter are a fantastic company to be with. it only took 24 hours for them to make a decision and the money was in my account the very next day. Will recommend them to everybody. Reviewed on: 10th March 2023
V Batten's avatar
V Batten

Very quick and professional service

5
Loan was sorted out and actioned very quickly with no stress. Reviewed on: 10th March 2023
Sflan's avatar
Sflan

Reassuring Loan Application

5
My experience was professional, uncomplicated & with a positive outcome. Really great service to highly recommend. Reviewed on: 10th March 2023
louisacockram@gmail.com's avatar
[email protected]

Great Service

5
Rate setter were offering the cheapest APR which is what everyone looks for when wanting to borrow money. The application was straightforward & I was approved quickly & had the money in my bank in a couple of days! I have recommended them to family & friends. Great company Reviewed on: 10th March 2023
Lesley Jackson's avatar
Lesley Jackson

Fantastic

5
Fantastic customer service and very helpful!! Reviewed on: 10th March 2023
Kirsty Unwin's avatar
Kirsty Unwin

Easy to use

5
Easy website, user friendly. Good customer service. Competitive rates Reviewed on: 10th March 2023
Mark's avatar
Mark

Great experience

5
Needing a loan is stressful enough but having to jump through all the hoops to get one is worse but with Ratesetter it's really straight forward and quick and no time wasted waiting for someone to answer the phone as its all done on line. Reviewed on: 10th March 2023
Jenny's avatar
Jenny

Great interest rates. Easy applications

5
The application process was extremely easy, and quick. The interest rates are the lowest I could find, and they make the site very easy to keep track of payments and your finances. Reviewed on: 10th March 2023
KkSs's avatar
KkSs

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