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RateSetter: Loans reviews

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4.92
Based on 14,025 reviews, last reviewed 1st Sep 2025
100% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
6%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent customer service from the staff no problem... Excellent customer service from the staff no problems with the company ***** very polite and understanding Reviewed on: 1st September 2025
Angela J's avatar
Angela J

Latest lowest rating:

2

Not so helpful After a breach of data protection on there part they are very unhelpful and unwilling to provide the information Im entitled to Reviewed on: 26th July 2023
rooby roo's avatar
rooby roo
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About this product

RateSetter lending reviews on Smart Money People help people like you thinking about what life is like as a RateSetter customer to find this out. What is customer service like? Is the online experience quick and simple? You can find this out by reading our RateSetter lending reviews. If you are a RateSetter customer, you can also write your review today!

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RateSetter Loans reviews (14025)

Loans made hassle free

5
Once I applied and provided all the info required the money was in my bank within 48hrs. I chose my repayment date and I have had zero problems. They also offered a great interest rate. Reviewed on: 5th April 2023
Paula 's avatar
Paula

Brilliant

5
Been brilliant all the way through, quick response. Reviewed on: 5th April 2023
Ryelle Chapman 's avatar
Ryelle Chapman

Fast and very reasonable

5
A great rate matched only by a slick and trouble free process. Can’t fault anything, 10/10. Reviewed on: 5th April 2023
David Heddon's avatar
David Heddon

Fantastic and affordable loan

5
Straight forward to apply and a fantastic interest rate that does not burst the bank. Makes other lenders who charge extortionate interest charges look like legal crooks. Reviewed on: 5th April 2023
M's avatar
M

So simple, a pleasure

5
The process couldn’t have been simpler, and the application less hassle. Perfect. Reviewed on: 5th April 2023
Ryan Fletcher's avatar
Ryan Fletcher

Brilliant

5
Very quick and easy to use application service! Highly recommended, very flexible with payment dates! Reviewed on: 5th April 2023
Luke's avatar
Luke

Outstanding

5
Without peers for excellence in service. Reviewed on: 5th April 2023
PJ's avatar
PJ

2 loans

5
I've had 2 loans through them, great prices and great communication. Reviewed on: 5th April 2023
Benwardle 's avatar
Benwardle

Great service

5
Prompt and reliable. Would definitely recommend. Reviewed on: 5th April 2023
Whimsical Amoeba's avatar
Whimsical Amoeba

Fab service

5
Fab service. The whole process was very easy Reviewed on: 5th April 2023
Bhakti Brahmbhatt's avatar
Bhakti Brahmbhatt

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