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RateSetter: Loans reviews

4.92
Based on 14,025 reviews, last reviewed 1st Sep 2025
100% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
6%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent customer service from the staff no problem... Excellent customer service from the staff no problems with the company ***** very polite and understanding Reviewed on: 1st September 2025
Angela J's avatar
Angela J

Latest lowest rating:

2

Not so helpful After a breach of data protection on there part they are very unhelpful and unwilling to provide the information Im entitled to Reviewed on: 26th July 2023
rooby roo's avatar
rooby roo

About this product

RateSetter lending reviews on Smart Money People help people like you thinking about what life is like as a RateSetter customer to find this out. What is customer service like? Is the online experience quick and simple? You can find this out by reading our RateSetter lending reviews. If you are a RateSetter customer, you can also write your review today!

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RateSetter Loans reviews (14025)

Quick and efficient loan service

5
I have had two Ratesetter loans and both times it was quite straightforward from applying to the money was deposited in my account. Reviewed on: 5th April 2023

Easy and best interest rate

5
When I tried to find the best offer and lowest-rate loan I found the Rate Setter best in the market. Easy one-window process. Reviewed on: 5th April 2023

Great service provider.

5
Wow, great product. Great service. Great rates. Reviewed on: 5th April 2023

Best Service Out There

5
Super easy to manage, best interest rates available, absolute no friction dealing with ratesetter Reviewed on: 5th April 2023

They are fast and easy to apply

5
This is my second time I’m with ratesetter I have no problems and no hassle very good company. Reviewed on: 5th April 2023

Good rate

5
I like it easy system Reviewed on: 5th April 2023

A loan with this company i had a few years ago.

5
Had a loan with this company, very satisfied with the APR and payments, very clearly, very helpful, very professional, very recommended!10/10 Reviewed on: 5th April 2023

RateSetter give's you the lowest interest on market! from my experience with them! best one!

5
i would like to tell everyone that the RateSetter is the best, they give me the best interest when i make a loan, i had few years aga, and now i have the second loan at them, because they have the lowest interest. i'm happy that i am RateSetter customer! Reviewed on: 5th April 2023

reasonable interest rate and user friendly

5
applying for a personal loan can be a nightmare but I was pleasantly wrong. The whole process was easy and fairly straight forward. The interest rate is reasonable. I have recommended Ratesetter to my friends. Reviewed on: 5th April 2023

Lowest interest rate

5
Interest rate is SO good. Ratesetter really makes getting a loan so easy and affordable ! I would genuinely recommend their services to anyone. Had no problems at all. Reviewed on: 5th April 2023

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