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RateSetter: Loans reviews

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4.92
Based on 14,025 reviews, last reviewed 1st Sep 2025
100% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
6%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent customer service from the staff no problem... Excellent customer service from the staff no problems with the company ***** very polite and understanding Reviewed on: 1st September 2025
Angela J's avatar
Angela J

Latest lowest rating:

2

Not so helpful After a breach of data protection on there part they are very unhelpful and unwilling to provide the information Im entitled to Reviewed on: 26th July 2023
rooby roo's avatar
rooby roo
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About this product

RateSetter lending reviews on Smart Money People help people like you thinking about what life is like as a RateSetter customer to find this out. What is customer service like? Is the online experience quick and simple? You can find this out by reading our RateSetter lending reviews. If you are a RateSetter customer, you can also write your review today!

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RateSetter Loans reviews (14025)

Great interest rate

5
I was looking for a loan over 5 years and found Ratesetter was the only one with a great interest rate. Easy to apply and got the money straight away. Would definitely recommend Ratesetter to family and friends. And would definitely use them again for future loans (if I need one again) Reviewed on: 5th April 2023
Rebecca Henderson 's avatar
Rebecca Henderson

Overall very good service

5
Very good interest rate, they are quick on their reply and decision. Reviewed on: 5th April 2023
Helal Uddin's avatar
Helal Uddin

Very friendly helpful company

5
They are very helpful easy to deal with company there always will help regardless of situation Reviewed on: 5th April 2023
Joyce 's avatar
Joyce

Professionally set up. Nothing complicated

5
Easy no fuss set up of loan. Nothing complicated. Competitive rate of interest. Reviewed on: 5th April 2023
Edward Mulhern 's avatar
Edward Mulhern

Incredible

5
I needed a quick and easy loan that I could pay back over 12 months and found RateSetter. It was incredibly easy to set up and the money was in my account within 24 hours. The direct debit comes out every month without any hassle and there is no stress involved. 10/10 would recommend Reviewed on: 5th April 2023
Lee wright 's avatar
Lee wright

Great company

5
Very helpful and friendly. Would recommend. Reviewed on: 5th April 2023
Ella Toll's avatar
Ella Toll

Excellent

5
Rate setter has enabled me to make home improvements will very little stress obtaining the funds. They were quick and reliable and would definitely recommend to friends and family. Reviewed on: 5th April 2023
Helen Pranklin 's avatar
Helen Pranklin

Great loan lender

5
Haven’t had any problems with RateSetter, easy from the get go with great customer service Reviewed on: 5th April 2023
Samantha Jenkins's avatar
Samantha Jenkins

Great company

5
Was really fast and easy to get a personal loan and the money entered the bank very quick! Easy to log into my account and keep up to date with payments too Reviewed on: 5th April 2023
Beth Owen's avatar
Beth Owen

Just the best to deal with.

5
To start. Forms was simple to fill in. The app is so simple to use. And funds was in my accounts within 2hrs of acceptance Reviewed on: 5th April 2023
David Meek's avatar
David Meek

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