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RateSetter: Loans reviews

Name: Loans
Rating: 4.93 (14025 reviews)

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4.92

Based on 14,025 reviews, last reviewed 1st Sep 2025

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Excellent customer service from the staff no problem... Excellent customer service from the staff no problems with the company ***** very polite and understanding Reviewed on: 1st September 2025

Latest lowest rating:

2

Not so helpful After a breach of data protection on there part they are very unhelpful and unwilling to provide the information Im entitled to Reviewed on: 26th July 2023

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About this product

RateSetter lending reviews on Smart Money People help people like you thinking about what life is like as a RateSetter customer to find this out. What is customer service like? Is the online experience quick and simple? You can find this out by reading our RateSetter lending reviews. If you are a RateSetter customer, you can also write your review today!

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RateSetter Loans reviews (14025)

Fast, efficient and transparent lending

Easy digital platform to use and keep track of my repayments and loan balance. Applying for the loan was straightforward and efficient. Simple but effective communication and very transparent process. Highly recommended. Reviewed on: 5th April 2023

The best loan company i have ever used

RateSetter is by far the best loan company i have ever used, they have excellent competitive rates, and questions you want to ask they reply instantly and are always there for any advice a massive 10 out of 10 for me and i wouldn't use any other loan company. Reviewed on: 5th April 2023

The best choice

I was with an amazing luck when I found the company RateSetter and that they put their trust in my that I will finish my loan with them and that I will not miss any payments. Thank you Reviewed on: 5th April 2023

100% satisfaction

I am very happy with the Ratesettler that provide the loans in the time we need the most. It was simple and quick processing to have loans with Ratesettler and always looking forward. Reviewed on: 5th April 2023

excellent company

Quick and easy to arrange a loan with excellent interest rates. Very happy to have found this company Reviewed on: 5th April 2023

Streamlined processes

Application process is neat and tidy, not convoluted or overwrought with excess jargon. Sections of your personal log in page are also clear and you can see your progress with repayments. Reviewed on: 5th April 2023

Simple and quick

The process of securing a loan was very simple and the money was available very quickly. It was all very smooth. Reviewed on: 5th April 2023

Brilliant, easy great support

Great communication, easy online system, quick decision. Great application and easy to track payment. Follow up emails … great aftercare Reviewed on: 5th April 2023

I needed a loan to help me get a car.

I applied for a loan through Ratesetter. They were quick and efficient and helped me buy a car for myself and my partner and helped us out of a financial situation. It gave me the freedom of driving and the possibilities of other jobs. I am grateful for the loan and their top customer-service. Reviewed on: 5th April 2023

Brilliant

Applied for the loan and 10 minutes later the money was in my account. Interest rate is not very high compared to some of my other debts. Reviewed on: 5th April 2023

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