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RBS: Cash ISA reviews

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4.03
Based on 29 reviews, last reviewed 25th May 2024
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Latest highest rating:

4

A good cash ISA with a competitive interest rate and... A good cash ISA with a competitive interest rate and easy access. The £150 monthly cap is a little annoying, but overall it's good for steady savings ... Read more Reviewed on: 25th May 2024
Aaron Mayhew's avatar
Aaron Mayhew

Latest lowest rating:

2

Why save? I'm wondering why I should top up my cash isa given the low rates on offer? With house prices going up significantly every year, my savings are just n... Read more Reviewed on: 3rd April 2015
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Natasha
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About this product

RBS ISA reviews from our Smart Money People can help you to give you the inside track on what having an ISA with RBS is really like. Oh, and if you have experience using a RBS ISA, you can write a review too. Smart Money People is the UK's leading financial services review site. Together, we can help us to increase trust and transparency in financial services.

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RBS Cash ISA reviews (29)

Cash ISa

5
The cash ISA is always at a competitive rate and the customer service has always been of the highest standard on all my visits and phone calls with the RBS Reviewed on: 31st January 2020
John Knox's avatar
John Knox

Great Mobiel App

4
I use the mobile banking app to do all my banking and find it very easy to use with great features. Reviewed on: 9th January 2019
Ross Edwards's avatar
Ross Edwards

Poor interest

3
Pays little compared to others and own historical rates Reviewed on: 5th November 2018
Hopeless's avatar
Hopeless

good staff but products could be better

4
I would like more benefits for having isa with them Reviewed on: 31st December 2017
Izzy Smith's avatar
Izzy Smith

Good choice

4
Good service . Sometimes they mess up with mobile banking but it sorted out quickly Reviewed on: 7th November 2017
Izzy Smith's avatar
Izzy Smith

HTB

5
My partner and I put 250 into our Help-To-Buy accounts which we get a top up for the government for our first home. The best kind of free money as it's automatic and comes from the government as a first time buyer. Reviewed on: 19th March 2017
Sarah Lawson's avatar
Sarah Lawson

GREAT WAY OF SAVING TAX FREE BUT BEING ABLE TO GET HOLD OF YOUR CASH IN AN EMERGENCY

5
HAD TO LAY MY HANDS ON SOME CASH FOR XMAS AND THE ISA IS A GREAT WAY OF SAVING BUT STILL BEING ABLE TO EASY WITHDRAW FOR THOSE UNEXPECTED EMERGENCIES Reviewed on: 24th December 2016
Stephen Arthur Smith Ambii's avatar
Stephen Arthur Smith Ambii

a bank that says it as it is

5
i was recently contacted to inform me that my cash ISA wouldnt be earning the rate i expected and was given the option to discuss on live chat or arrange to go in branch for advice on my options ? yes i was suprised too great style of customer focused high st banking that sadly we dont hear enough of these days Reviewed on: 15th November 2016
Stephen Arthur Smith Ambii's avatar
Stephen Arthur Smith Ambii

no issues

4
Overall, I'm happy with my experience with RBS. They do have a good online banking system, good level of customer service and good variety of products. For someone like me, who has basic needs from their bank, it is a good choice. I don't invest nor have complex products. I do us the bank to pay things and that's all I want to have working without a problem. Reviewed on: 7th September 2016
asajj's avatar
asajj

familiar and friendly

4
I must admit I never really used other banks apart from 2 credit cards I have with non-bank companies. However, when I want to leave RBS, I do find it difficult due to their prompt and friendly customer service. My banking needs are very simple so RBS meets them well. Phone service and live chat are very useful tools and save me time going to branch. Waiting times are none to low and whoever I speak is always willing to go the extra mile to help. Reviewed on: 7th September 2016
asajj's avatar
asajj

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