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RCI Bank reviews

RCI Bank Logo
Rated Excellent • 4.89/5

RCI Bank reviews

Verified business Last reviewed within 7 days
See more on their website Write a review

Review summary

People rate this company as Excellent based on 14,742 product reviews

Average score of 4.89/5
5 star
89%
4 star
9%
3 star
1%
2 star
0%
1 star
1%
Reviews for RCI Bank have trended negatively over the past 90 days

RCI Bank’s savings accounts are a breeze to use, with clear websites and apps that make managing money simple. The interest rates are generally competitive and often updated quickly when the Bank of England changes rates. Friendly, helpful staff and reliable communication add to the smooth experience. However, some have found the interest rates slipping behind competitors lately, and a few have struggled with slow transfers or poor customer service responses.

Positive themes

  • RCI Bank’s Freedom Savings Account is easy to use with a clear app and website.
  • RCI Bank offers competitive interest rates that keep many savers happy.
  • Customer service at RCI Bank is friendly and helpful when you need them.

Negative themes

  • Some find RCI Bank’s interest rates have dropped behind other providers recently.
  • Transfers can be slow and withdrawal delays frustrate some RCI Bank users.
  • A few customers report poor or unresponsive customer service at RCI Bank.
Summarised by AI
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About RCI Bank

RCI Bank is a savings provider with a range of products to suit a variety of requirements. RCI Bank believe that a good savings account can help you to stay in control of your finances and help you get on with living your life. Find out what existing customers have to say about RCI Bank and its products by reading our reviews.

If you’re looking to open a savings account with RCI Bank, read the reviews on Smart Money People to learn more. Find out what existing account holders liked and disliked. Learn about the process of opening an account with RCI Bank and how easy it is to manage. Read about genuine experiences with the customer service team. All of this and more can be found in our RCI Bank reviews.

Have you got a savings account with RCI Bank? Share your experience with our Smart Money People community. Together, we can help people like you make better financial decisions. Tell us why you chose RCI Bank as your savings provider and if you’re happy you did. Share details about opening an account: was it quick and simple? Did RCI Bank help you choose the right account for your needs? Would you recommend the provider to family and friends? Write an RCI Bank review today.

RCI Bank at a glance

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Reviews for RCI Bank

Showing 11 of 14742 company reviews • Last reviewed within 7 days

Saving without the faff

95 Day Notice Account • 13th March 2026

Savings accounts that just works without any faff, simple interface and gerally good rates.

{"display":"Bryan P","full_name":"Bryan P","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
Rated Excellent • 5/5
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Great interest Rates

Freedom Savings Account • 13th March 2026

Easy to you use and your money is accessible although earning great rates of iterest

{"display":"Lisa W","full_name":"Lisa W","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
Rated Excellent • 5/5
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  • 5/5

    Good interest rate,

    Good interest rate, very easy to use web site, extremely efficient

    {"display":"Jan Cresswell","full_name":"Jan Cresswell","avatar":{"url":"\/assets\/uploads\/avatars\/users\/463465.png"}}'s avatar
  • 5/5

    interest rates drop but such is the economy

    interest rates drop but such is the economy

    {"display":"David M","full_name":"David M","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
  • 5/5

    Easy to use website.

    Easy to use website. Account information clearly laid out and customers well-informed on any changes in rates.

    {"display":"Sarah W","full_name":"Sarah W","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
  • 5/5

    Easy access to well laid out and easy to understand...

    Easy access to well laid out and easy to understand customer portal. Quick and friendly customer support.

    {"display":"Phillip G","full_name":"Phillip G","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
  • 4/5

    I have found Interest rates to be good

    Interest rates good and communication is excellent

    {"display":"Gillian W","full_name":"Gillian W","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
  • 5/5

    Excellent service from RCI Bank

    Online banking is easy to complete with quick transfer of funds

    {"display":"Clare G","full_name":"Clare G","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
  • 5/5

    Easy to use app.

    Easy to use app. Really clear instructions on how to set up your account. Always a high and competitive interest rate on your savings which... Easy to use app. Really clear instructions on how to set up your account. Always a high and competitive interest rate on your savings which you can select to receive each month or per annum. Excellent customer service too. Read more Read less

    {"display":"Hayley","full_name":"Hayley","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
  • 5/5

    Good rate of interest.

    Good rate of interest. Accessible website

    {"display":"Joseph F","full_name":"Joseph F","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
  • 4/5

    Market-leading interest rates!

    Consistently offers market-leading interest rates!

    {"display":"VP","full_name":"VP","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar

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