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RCI Bank: 95 Day Notice Account reviews

Name: 95 Day Notice Account
Rating: 4.86 (675 reviews)

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4.88

Based on 675 reviews, last reviewed 15th Feb 2026

16000% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

89%

Latest highest rating:

5

App is way to use and interest rates are consistentl... App is way to use and interest rates are consistently among the best Reviewed on: 15th February 2026

Latest lowest rating:

2

Reducing Interest rate payable below base rate is poor. Reducing Interest rate payable below base rate is poor. Reviewed on: 11th March 2025

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About this product

With an RCI Bank 95-day notice account, you can pay in between £1,000 and £1m.

You can't close your account or make any withdrawals without providing 95 days’ notice. Interest is paid monthly or annually. There’s UK based support, seven days a week and you can apply for an account in minutes.

RCI Bank 95-day notice account reviews help you find out what it’s really like to be a customer. If you’ve used RCI Bank before, you can also leave a review and share your experience.

RCI Bank 95 Day Notice Account reviews (675)

Review of the RCI Bank, 95 Day Notice Account:

Friendly, efficient and effective

Friendly, efficient and effective Reviewed on: 8th April 2025

Everything is as it should be.

Everything is as it should be. Easy to use web banking with good interest rates for saving accounts Reviewed on: 29th January 2026

I have had various accounts with RCI over many years...

I have had various accounts with RCI over many years and always find them straight forward with competitive rates Reviewed on: 29th January 2026

good initial interest rates, but they do then decrease.

good initial interest rates, but they do then decrease. Reviewed on: 29th January 2026

Great experience with my 95 day notice account

I’ve had a great experience with my 95 day notice account. The process of setting it up was straightforward, the interest rate is competitive, and the notice period helps me stay disciplined with my savings. Customer service has also been friendly and helpful whenever I’ve had questions. Overall, a reliable option for longer-term saving with peace of mind. Reviewed on: 29th January 2026

All good, secure, well informed and good customer se...

All good, secure, well informed and good customer service + competitive interest rates. Reviewed on: 29th January 2026

I have invested with RCI bank several times and I al...

I have invested with RCI bank several times and I always had the best customer experience and interest rates, very competitive and easy to manage Reviewed on: 29th January 2026

Great product and service.

Great product and service. In this day and age it is refreshing to receive good service for a change and a competitive product. Reviewed on: 29th January 2026

Easy to install app.

Easy to install app. Straight forward to deposit money once account set up. Great communication Reviewed on: 29th January 2026

Solid savings provider

Competitive rate, good app, immediate deposits and payments. Reviewed on: 29th January 2026

Easy to set up and great rate

Account was easy to set up, pay into and the app allows instant view of my savings. The rate was one of the best available at the time. It still good and I’m very happy overall. Reviewed on: 29th January 2026

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