Smart Money People Logo

RCI Bank: 95 Day Notice Account reviews

4.88
Based on 678 reviews, last reviewed 19th Feb 2026
16300% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
89%
See only 4 star reviews
9%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Easy and reliable communication. Easy and reliable communication. Reviewed on: 19th February 2026
Stephen L's avatar
Stephen L

Latest lowest rating:

2

Reducing Interest rate payable below base rate is poor. Reducing Interest rate payable below base rate is poor. Reviewed on: 11th March 2025
Rob W's avatar
Rob W

About this product

With an RCI Bank 95-day notice account, you can pay in between £1,000 and £1m.

You can't close your account or make any withdrawals without providing 95 days’ notice. Interest is paid monthly or annually. There’s UK based support, seven days a week and you can apply for an account in minutes.

RCI Bank 95-day notice account reviews help you find out what it’s really like to be a customer. If you’ve used RCI Bank before, you can also leave a review and share your experience.

RCI Bank 95 Day Notice Account reviews (678)

Review of the RCI Bank, 95 Day Notice Account:

Easy to use app for all banking essentials.

5
Easy to use app. Does exactly what it says, no nasty small prints. Reviewed on: 10th April 2025

Good rates helpful when needed.

5
The interest rates have always been very competitive. When we needed to release some money in an emergency situation before the notice period they were very understanding and obliging withour compromising my security or imposing any penalties.They are quick to increase savings rate when rates rise, and do not rush to lower them when they fall. Reviewed on: 28th January 2026

Very competitive interest rates and great service

5
Very competitive interest rates and great service Reviewed on: 28th January 2026

Easy to apply and good rates.

5
Easy to apply and good rates. Online is simple Reviewed on: 28th January 2026

RCI 95day notice saver

5
All has been easy and very competative Reviewed on: 28th January 2026

Offers a good range of savings accounts.

5
Offers a good range of savings accounts. Very friendly and helpful staff. Reviewed on: 28th January 2026

great bank

5
great from start to finish,customer service is excellent and great value for your money Reviewed on: 28th January 2026

Competing interest rates

4
Although the interest rate was good at the time I opened the account, the competition has caught up and, in some cases, a better interest rate is available elsewhere. Reviewed on: 28th January 2026

RCI dependable banking

5
RCI have always been dependable with both stable and decent interest rates Reviewed on: 28th January 2026

5 star service

5
Great service good intrest rates Reviewed on: 28th January 2026

Easy to open account and good savings rates

5
Easy to open account and good savings rates Reviewed on: 28th January 2026

Do you have a different RCI Bank product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from RCI Bank?

  • Fixed Term Savings Account

    from RCI Bank 4.88 from 3028 reviews
    RCI Bank
  • Freedom Savings Account

    from RCI Bank 4.88 from 9016 reviews
    RCI Bank
  • E-Volve Savings Notice Account

    from RCI Bank 4.86 from 219 reviews
    RCI Bank
    View all products