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RCI Bank: 95 Day Notice Account reviews

4.88
Based on 675 reviews, last reviewed 15th Feb 2026
16000% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
89%
See only 4 star reviews
9%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

App is way to use and interest rates are consistentl... App is way to use and interest rates are consistently among the best Reviewed on: 15th February 2026
Mark's avatar
Mark

Latest lowest rating:

2

Reducing Interest rate payable below base rate is poor. Reducing Interest rate payable below base rate is poor. Reviewed on: 11th March 2025
Rob W's avatar
Rob W

About this product

With an RCI Bank 95-day notice account, you can pay in between £1,000 and £1m.

You can't close your account or make any withdrawals without providing 95 days’ notice. Interest is paid monthly or annually. There’s UK based support, seven days a week and you can apply for an account in minutes.

RCI Bank 95-day notice account reviews help you find out what it’s really like to be a customer. If you’ve used RCI Bank before, you can also leave a review and share your experience.

RCI Bank 95 Day Notice Account reviews (675)

Review of the RCI Bank, 95 Day Notice Account:

Flexible and Easy

5
I have found the RCI bank to be both flexible and extremely competitive in its range of saving plans.It is particularly attractive to relative small investors like me Reviewed on: 17th January 2022

RCI 95day notice saver

5
All has been easy and very competative Reviewed on: 28th January 2026

Offers a good range of savings accounts.

5
Offers a good range of savings accounts. Very friendly and helpful staff. Reviewed on: 28th January 2026

great bank

5
great from start to finish,customer service is excellent and great value for your money Reviewed on: 28th January 2026

Competing interest rates

4
Although the interest rate was good at the time I opened the account, the competition has caught up and, in some cases, a better interest rate is available elsewhere. Reviewed on: 28th January 2026

RCI dependable banking

5
RCI have always been dependable with both stable and decent interest rates Reviewed on: 28th January 2026

5 star service

5
Great service good intrest rates Reviewed on: 28th January 2026

Easy to open account and good savings rates

5
Easy to open account and good savings rates Reviewed on: 28th January 2026

Does what it says on the tin!

5
Does what it says on the tin! I bank online so most of it is automated, but RCI has been very helpful on the rare occasions that I have needed to contact them. Interest rate stays competitive if not the best Reviewed on: 28th January 2026

Simple, easygoing , straightforward

5
Simple, easygoing , straightforward Reviewed on: 28th January 2026

RCI offer choice to savers and ensure they are fully...

5
RCI offer choice to savers and ensure they are fully informed about what to expect from their bank Reviewed on: 28th January 2026