Paid advertisement
Smart Money People Logo

RCI Bank: 95 Day Notice Account reviews

4.80
Based on 944 reviews, last reviewed 18th Apr 2026
47% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
89%
See only 4 star reviews
9%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Good rates and easy to use accounts Good rates and easy to use accounts Reviewed on: 18th April 2026
Dave's avatar
Dave

Latest lowest rating:

2

Reducing Interest rate payable below base rate is poor. Reducing Interest rate payable below base rate is poor. Reviewed on: 11th March 2025
Rob W's avatar
Rob W

About this product

With an RCI Bank 95-day notice account, you can pay in between £1,000 and £1m.

You can't close your account or make any withdrawals without providing 95 days’ notice. Interest is paid monthly or annually. There’s UK based support, seven days a week and you can apply for an account in minutes.

RCI Bank 95-day notice account reviews help you find out what it’s really like to be a customer. If you’ve used RCI Bank before, you can also leave a review and share your experience.

Review RCI Bank: 95 Day Notice Account now

Help others make smarter decisions by sharing your own experience. Write a review

RCI Bank 95 Day Notice Account reviews (944)

Definitely recommend

5
Easy to access account , simple instructions, good rates Reviewed on: 12th March 2026

Good interest rate and communication

5
Good interest rate and communication Reviewed on: 12th March 2026

RCI good accounts, worth looking at...

5
Easy account opening online, market leading interest rate when I took it out. Variable Interest rate still fixed for the 95 day notice period which is good. Many other brands are now applying base rate changes within 7-14 days of it being announced. Reviewed on: 12th March 2026

Im not very good with banking etc but have been guid...

5
Im not very good with banking etc but have been guided kindly by RCI Reviewed on: 12th March 2026

Always very helpful.

5
Always very helpful. Rates are very competitive. Reviewed on: 12th March 2026

Dealings with RCI are always straightforward and easy.

5
Dealings with RCI are always straightforward and easy. It is especially good to easily be able to talk to a human being on the telephone. Reviewed on: 12th March 2026

Good service and rates keep it up

5
Good service and rates lets see what happens in the future Reviewed on: 12th March 2026

A Reliable and Efficient Bank

5
I have been a customer of RCI Bank for many years now and have always been extremely satisfied with the products on offer, as well as the excellent interest rates they offer. In addition, deposits and withdrawals have always been hassle free and any queries I’ve had have been dealt with in a timely and efficient way. Overall, I would say that I find RCI Bank to be a very reliable bank. Reviewed on: 12th March 2026

Easy to set up and manage.

5
Easy to set up and manage. Very competitive rates. Reviewed on: 12th March 2026

Great Account

5
Great account. Good rate of interest, increases are instant, drops are 95 days in implementation. Straight forward access, date of release of funds is notified immediately. Reviewed on: 12th March 2026

Do you have a different RCI Bank product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from RCI Bank?

  • Fixed term savings account

    from RCI Bank 4.85 from 3962 reviews
    RCI Bank
  • Freedom Savings Account

    from RCI Bank 4.84 from 11984 reviews
    RCI Bank
  • E-Volve Savings Notice Account

    from RCI Bank 4.78 from 316 reviews
    RCI Bank
    View all products