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RCI Bank: 95 Day Notice Account reviews

4.80
Based on 944 reviews, last reviewed 18th Apr 2026
47% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
89%
See only 4 star reviews
9%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Good rates and easy to use accounts Good rates and easy to use accounts Reviewed on: 18th April 2026
Dave's avatar
Dave

Latest lowest rating:

2

Reducing Interest rate payable below base rate is poor. Reducing Interest rate payable below base rate is poor. Reviewed on: 11th March 2025
Rob W's avatar
Rob W

About this product

With an RCI Bank 95-day notice account, you can pay in between £1,000 and £1m.

You can't close your account or make any withdrawals without providing 95 days’ notice. Interest is paid monthly or annually. There’s UK based support, seven days a week and you can apply for an account in minutes.

RCI Bank 95-day notice account reviews help you find out what it’s really like to be a customer. If you’ve used RCI Bank before, you can also leave a review and share your experience.

Review RCI Bank: 95 Day Notice Account now

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RCI Bank 95 Day Notice Account reviews (944)

Generally good rates for 95 day notice accounts

5
Generally good rates for 95 day notice accounts Reviewed on: 12th March 2026

Always had good service and prompt response.

4
Always had good service and prompt response. Have been with RCI for a couple of years and the interest rates have remained competitive Reviewed on: 12th March 2026

Great rate, service and software.

5
It’s highly competitive, but also easy to set up, navigate and they are responsive to queries. How many banks can say that? The software and customer service work particularly well together. Reviewed on: 12th March 2026

Safe banking.

5
Easy to use app and online banking Reviewed on: 12th March 2026

Easy account opening

5
Opening the account was very easy and all subsequent interactions have been smooth. Monthly interest transfer is automatic and the app is very functional. Reviewed on: 12th March 2026

Easy to set up my account and easy to manage online...

5
Easy to set up my account and easy to manage online - great rates Reviewed on: 12th March 2026

Excellent

5
Very easy to open an account and transfer money into the account. Very good rates of interest paid. Reviewed on: 12th March 2026

I find the staff be very friendly and helpful.

5
I find the staff be very friendly and helpful. The app is easy to use and should I have any difficulties the live chat is there to help Reviewed on: 12th March 2026

My interest gets paid directly to me without request...

5
My interest gets paid directly to me without requesting it Reviewed on: 12th March 2026

Safe, professional service.

5
Safe, professional service. Would recommend to anyone to use RCI Reviewed on: 12th March 2026

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