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RCI Bank: 95 day notice account reviews

Name: 95 day notice account
Rating: 4.8 (944 reviews)

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4.80

Based on 944 reviews, last reviewed 18th Apr 2026

56% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

89%

Latest highest rating:

5

Good rates and easy to use accounts Good rates and easy to use accounts Reviewed on: 18th April 2026

Latest lowest rating:

2

Reducing Interest rate payable below base rate is poor. Reducing Interest rate payable below base rate is poor. Reviewed on: 11th March 2025

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About this product

With an RCI Bank 95-day notice account, you can pay in between £1,000 and £1m.

You can't close your account or make any withdrawals without providing 95 days’ notice. Interest is paid monthly or annually. There’s UK based support, seven days a week and you can apply for an account in minutes.

RCI Bank 95-day notice account reviews help you find out what it’s really like to be a customer. If you’ve used RCI Bank before, you can also leave a review and share your experience.

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RCI Bank 95 day notice account reviews (944)

The app works well.

The app works well. Never had any problems. Never need to speak to anyone as can do everything online Reviewed on: 21st March 2025

Top-Tier Interest & Smart Saving Habit Booster!

I've been using the RCI 95-Day Notice Account for more than 5 years, and it's been a fantastic way to grow my savings! The interest rate is one of the best on the market, consistently beating what most high street banks offer. Unlike regular savings accounts that barely keep up with inflation, this one actually helps my money work for me. What I love most is how the 95-day notice period encourages disciplined saving. It prevents impulse withdrawals while still giving me access if I really need it—just with a bit of planning. This has helped me build a solid savings habit, making sure I put money away and let it grow instead of dipping into it too easily. If you're looking for a great interest rate and a structured way to save, I highly recommend this account. It’s a smart choice for anyone serious about earning more on their savings while staying committed to their financial goals! Reviewed on: 21st March 2025

If Carlsberg did banks.

The online service and App are excellent and user friendly. Reviewed on: 21st March 2025

The good interest rate of the account.

The rate of interest is more then other bank as I was known. When the interest will decrease in coming. There was a roughly 95 days for me to keep the interest rate as before. Reviewed on: 21st March 2025

I am very happy with my notice account.

I am very happy with my notice account. I am always provided with the best rates to earn interest and they offer a straight forward process on how to withdraw my money. Reviewed on: 21st March 2025

Excellent product great interest rate and easy to us...

Excellent product great interest rate and easy to use app Reviewed on: 21st March 2025

I’m happy with my bank, but as always, the interest...

I’m happy with my bank, but as always, the interest for saving could be better Reviewed on: 21st March 2025

Online & easy to use.

All set up online, easy to use. This is my second year with them and moving to the next high rate was very easy and straight forward, I would highly recommend Reviewed on: 21st March 2025

Quick response to every query and easy to contact wi...

Quick response to every query and easy to contact without delays. Interest rates are also good Reviewed on: 21st March 2025

Good interest.

Good interest. Easy to communicate to Reviewed on: 21st March 2025

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