Smart Money People Logo

RCI Bank: 95 Day Notice Account reviews

4.87
Based on 641 reviews, last reviewed 1st Feb 2026
12600% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
88%
See only 4 star reviews
10%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Very easy to use app and great saving product Very easy to use app and great saving product Reviewed on: 1st February 2026
RS's avatar
RS

Latest lowest rating:

2

Reducing Interest rate payable below base rate is poor. Reducing Interest rate payable below base rate is poor. Reviewed on: 11th March 2025
Rob W's avatar
Rob W

About this product

With an RCI Bank 95-day notice account, you can pay in between £1,000 and £1m.

You can't close your account or make any withdrawals without providing 95 days’ notice. Interest is paid monthly or annually. There’s UK based support, seven days a week and you can apply for an account in minutes.

RCI Bank 95-day notice account reviews help you find out what it’s really like to be a customer. If you’ve used RCI Bank before, you can also leave a review and share your experience.

Review RCI Bank: 95 Day Notice Account now

Help others make smarter decisions by sharing your own experience. Write a review

RCI Bank 95 Day Notice Account reviews (641)

Best interest rate at the time

5
Best interest rate when we were looking to invest a pension lump sum. Very easy to manage account online. Reviewed on: 17th January 2022

Easy to use online service

5
The whole RCI experience has been positive with competitive rates and easy to access account information. Reviewed on: 17th January 2022

Flexible and Easy

5
I have found the RCI bank to be both flexible and extremely competitive in its range of saving plans.It is particularly attractive to relative small investors like me Reviewed on: 17th January 2022

Acknowledgment

5
Very efficient service and polite staff. Reviewed on: 17th January 2022

Very efficient with lots of info

5
ALWAYS A GOOD EXPERIENCE, give good information and very friendly Reviewed on: 17th January 2022

Great rates

5
I am really pleased with RCI as they really try to raise interest rates earlier than other banks that tend to delay. Reviewed on: 17th January 2022

Always good experiences

5
Easy to use and always good experiences. Reviewed on: 17th January 2022

better than average

4
good experience when online no conflicts or disappointments Reviewed on: 17th January 2022

Great Value

5
The interest rate on this account is great. If it is possible to increase the rate RCI will do it. Reviewed on: 17th January 2022

No nonsense bank

5
Easy to use, good bank. nothing else to say! Reviewed on: 17th January 2022

Do you have a different RCI Bank product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from RCI Bank?

  • Fixed Term Savings Account

    from RCI Bank 4.88 from 2945 reviews
    RCI Bank
  • Freedom Savings Account

    from RCI Bank 4.88 from 8676 reviews
    RCI Bank
  • E-Volve Savings Notice Account

    from RCI Bank 4.86 from 216 reviews
    RCI Bank
    View all products