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RCI Bank: 95 day notice account reviews

Name: 95 day notice account
Rating: 4.8 (944 reviews)

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4.80

Based on 944 reviews, last reviewed 18th Apr 2026

56% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

89%

Latest highest rating:

5

Good rates and easy to use accounts Good rates and easy to use accounts Reviewed on: 18th April 2026

Latest lowest rating:

2

Reducing Interest rate payable below base rate is poor. Reducing Interest rate payable below base rate is poor. Reviewed on: 11th March 2025

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About this product

With an RCI Bank 95-day notice account, you can pay in between £1,000 and £1m.

You can't close your account or make any withdrawals without providing 95 days’ notice. Interest is paid monthly or annually. There’s UK based support, seven days a week and you can apply for an account in minutes.

RCI Bank 95-day notice account reviews help you find out what it’s really like to be a customer. If you’ve used RCI Bank before, you can also leave a review and share your experience.

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RCI Bank 95 day notice account reviews (944)

Never an issue, decent interest rates.

Never an issue, decent interest rates...what's there to complain about? Reviewed on: 20th March 2025

Efficient with reasonable returns

Efficient with reasonable returns Reviewed on: 20th March 2025

Good customer service and competitive interest rates

Good customer service and competitive interest rates Reviewed on: 20th March 2025

Great rates, great service.

Great rates, great service. Good mix of terms and savings rates. Reviewed on: 20th March 2025

Quick and simple.

I've never had any problem with them. Reviewed on: 20th March 2025

good interest rate and regular communcation

good interest rate and regular communcation Reviewed on: 20th March 2025

Great rates and people with some processing issues

One great plus is that the rates are very competitive. Setting up the account was simple but had some hiccoughs. It took quite some time for our funds to appear in our online portal, too long really. Even when the issue was understood by the bank, it still took days to resolve and that should not happen. However, each time I called the bank I was thoroughly reassured by people who impressed me as being quite competent and genuinely caring. It was a pleasure to deal with the people I spoke to in Support. Now that the account is fully set up, it is running smoothly and all communication from the bank via email is excellent. Reviewed on: 20th March 2025

Easy to open and subsequently to keep an eye on

Easy to open and subsequently to keep an eye on Reviewed on: 20th March 2025

Great easy website, easy to log in

Great easy website, easy to log in Reviewed on: 20th March 2025

Consistently on of the best rates, and easy to use.

Consistently on of the best rates, and easy to use access. Reviewed on: 20th March 2025

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