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RCI Bank: 95 Day Notice Account reviews

4.88
Based on 944 reviews, last reviewed 18th Apr 2026
40300% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
89%
See only 4 star reviews
9%
See only 3 star reviews
1%
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0%
See only 1 star reviews
1%

Latest highest rating:

5

Good rates and easy to use accounts Good rates and easy to use accounts Reviewed on: 18th April 2026
Dave's avatar
Dave

Latest lowest rating:

2

Reducing Interest rate payable below base rate is poor. Reducing Interest rate payable below base rate is poor. Reviewed on: 11th March 2025
Rob W's avatar
Rob W

About this product

With an RCI Bank 95-day notice account, you can pay in between £1,000 and £1m.

You can't close your account or make any withdrawals without providing 95 days’ notice. Interest is paid monthly or annually. There’s UK based support, seven days a week and you can apply for an account in minutes.

RCI Bank 95-day notice account reviews help you find out what it’s really like to be a customer. If you’ve used RCI Bank before, you can also leave a review and share your experience.

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RCI Bank 95 Day Notice Account reviews (944)

Very good rate, excellent service

5
Very good rate, excellent service Reviewed on: 10th March 2025

Existing customers are not taken for granted.

4
Existing customers are not taken for granted. If anything the opposite is true. Interest rates have become more competitive. RCI is definitely included on my list of potential providers. Reviewed on: 10th March 2025

Interest rates

5
Excellent service and good interest rates Reviewed on: 10th March 2025

High interest rate of 95 Day Notice Account

5
The website of RCI bank is easy to use. The product 95 day notice account has the highest interest rate among the markets. Reviewed on: 10th March 2025

User friendly

5
Just good straightforward bank user friendly and fair rates Reviewed on: 10th March 2025

Excellent all rounder

5
Clearly laid out website, showing all savings products, each with a comprehensive description. Accounts are easy and quick to apply for. Accessing your accounts is straightforward, whilst providing a good level of security. It is easy to navigate between accounts and get a clear uptodate status. Reviewed on: 10th March 2025

Great customer service.

5
Great customer service. Regular alerts and account updates. We know our money is safe. Reviewed on: 10th March 2025

Best bank I have dealt with all queries answered str...

5
Best bank I have dealt with all queries answered straight away Reviewed on: 10th March 2025

Refer to FCA

1
Deposit transferred through Faster Payment System to their HSBC bank according to instructions but no contact from RCI to confirm receipt. Their website is closed! Forced to start claim through Financial Conduct Authority. Reviewed on: 7th January 2025

the 95 days notice account

3
The transaction is very fast and efficiency. I join the 95 days notice account. This account is quite high interest rate. But I don't know when I withdraw money from my account. Do I have any interest during the 95 notice days. I attempted to ask the customer service via e mail but no response from their replied e mail Reviewed on: 20th December 2024

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