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RCI Bank: 95 Day Notice Account reviews

Name: 95 Day Notice Account
Rating: 4.88 (944 reviews)

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4.88

Based on 944 reviews, last reviewed 18th Apr 2026

40300% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

89%

Latest highest rating:

5

Good rates and easy to use accounts Good rates and easy to use accounts Reviewed on: 18th April 2026

Latest lowest rating:

2

Reducing Interest rate payable below base rate is poor. Reducing Interest rate payable below base rate is poor. Reviewed on: 11th March 2025

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About this product

With an RCI Bank 95-day notice account, you can pay in between £1,000 and £1m.

You can't close your account or make any withdrawals without providing 95 days’ notice. Interest is paid monthly or annually. There’s UK based support, seven days a week and you can apply for an account in minutes.

RCI Bank 95-day notice account reviews help you find out what it’s really like to be a customer. If you’ve used RCI Bank before, you can also leave a review and share your experience.

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RCI Bank 95 Day Notice Account reviews (944)

Service

Update 17th December 2022 - money has now arrived Reviewed on: 16th December 2022

NO COMMUNICATION!!!!

This bank in inept and should not be in this business. Cant withdraw or close account via web and nobody answers the phone or responds to email. I shall have to call the Chairman and put a rocket up his rear end. Absolutely USELESS Reviewed on: 16th November 2022

Reply from RCI Bank Hi Jonathan, head of savings here, and with bit of a long reply to all the comments but bear with me. I’m very sorry if you had a long wait time on the telephone or not being able to connect. We’ve kept some very competitively priced accounts on sale for the past two weeks up to this morning. At a time when household finances are stretched, I asked the team to give some priority to opening accounts at these rewarding rates (rather than taking the products off sale) so customers would earn a competitive return on their savings for years to come. I’m sorry this impacted your experience with us. I also regret this happened to as many people as it did- we do take onboard all feedback. Due to the sheer volume of applications, the team has been busy processing over 30k manual account openings, telephone calls, emails, and inquiries as we welcomed tens of thousands of new savers. We’re heartened that so many UK households are saving and getting a rewarding rate of interest. We’re now working through the contact backlog. If you still have an outstanding issue and would like a personal response to your query, please follow us on Facebook and send us a private message so that we can contact you directly. Please make sure it’s a private message and you don’t publish your personal information for all to see. Best wishes!” Response date: 17th November 2022

Answer the phone

Sent a cheque to open a fixed term account cheque not banked and have spent the last four days trying to speak to someone have waited over an hour on hold several times before giving up about to close the account as deposit period is about to elaspe thank god Reviewed on: 15th November 2022

Reply from RCI Bank Hi Howard, head of savings here, and with bit of a long reply to all the comments but bear with me. I’m very sorry if you had a long wait time on the telephone or not being able to connect. We’ve kept some very competitively priced accounts on sale for the past two weeks up to this morning. At a time when household finances are stretched, I asked the team to give some priority to opening accounts at these rewarding rates (rather than taking the products off sale) so customers would earn a competitive return on their savings for years to come. I’m sorry this impacted your experience with us. I also regret this happened to as many people as it did- we do take onboard all feedback. Due to the sheer volume of applications, the team has been busy processing over 30k manual account openings, telephone calls, emails, and inquiries as we welcomed tens of thousands of new savers. We’re heartened that so many UK households are saving and getting a rewarding rate of interest. We’re now working through the contact backlog. If you still have an outstanding issue and would like a personal response to your query, please follow us on Facebook and send us a private message so that we can contact you directly. Please make sure it’s a private message and you don’t publish your personal information for all to see. Best wishes! Response date: 17th November 2022

Genuine bank

A bank that thinks about it's savers not like nationwide building society of which I am a member also. Reviewed on: 7th March 2022

always get excellent service

very competitive interest rate staff very helpful Reviewed on: 7th March 2022

proficiently and professionally

Oh, so easy to operate financially. Nice and clear and very secure online account. would highly recommend RCI. Reviewed on: 6th March 2022

Excellent service from RCI

Mt wife and I have been with RCI for a number of years and never had any dispute whatsoever. Any discussions are clear and understandable even to a pair of geriatric 'over 80s. Reviewed on: 4th March 2022

Simple to use

Web site is simple and easy to use Reviewed on: 3rd March 2022

all good

all good it works well no lockouts eric Reviewed on: 3rd March 2022

Very Efficient

No problems with contacting them when you are after info. Always kept up to date and the web site works well, very clear and simple to use Reviewed on: 2nd March 2022

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