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RCI Bank: Fixed Term Savings Account reviews

4.89
Based on 3,507 reviews, last reviewed 17th Mar 2026
95800% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
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Latest highest rating:

5

Fixed.Term Accounts Fixed.Term account easily undertaken; progress information accessible on line; security thorough and very reassuring; end of term notice and choices ... Read more Reviewed on: 17th March 2026
Alan P's avatar
Alan P

Latest lowest rating:

1

RCI online experience Have banked with RCI for a number of years. Always had great customer service without any maturity instruction issues. Straightforward process for onl... Read more Reviewed on: 22nd April 2025
John G's avatar
John G

About this product

With RCi, you can lock your money away in a fixed term savings account.

RCi fixed term savings accounts are available for one, two, three, four or five years. You’ll need to open the account with between £1,000 and £1 million. Unlimited top-ups can be made in the first 14 days.

RCi fixed term savings account reviews help you find out what it’s really like to be a customer. If you’ve used RCi before, you can also leave a review and share your experience.

RCI Bank Fixed Term Savings Account reviews (3507)

Review of the RCI Bank, Fixed Term Savings Account:

app extremely easy to use

5
Good value, app extremely easy to use and interest paid monthly. Reviewed on: 28th February 2025

App is great

5
I have found the app very easy to use. RCI bank services are very good. Reviewed on: 22nd March 2025

Easy to use and straightforward to understand and ma...

5
Easy to use and straightforward to understand and manage your account Reviewed on: 22nd March 2025

Smooth and easy. Great rates. Ideal banking

5
Smooth as smooth easy access and brilliant service. Very generous interest rates. Highly highly recommend Reviewed on: 22nd March 2025

Easy to open product, good website

5
Easy to open product, good website Reviewed on: 22nd March 2025

Excellent customer service offering competitive rate...

5
Excellent customer service offering competitive rates of interest. A great experience all round. Reviewed on: 22nd March 2025

Very great easy application and hassle free, great c...

4
Very great easy application and hassle free, great company, good rates would recommend. Reviewed on: 22nd March 2025

Always excellent service and very good rates.

5
Always excellent service and very good rates. Reviewed on: 22nd March 2025

Great bank, great service, excellent rates

5
Great bank, great service, excellent rates Reviewed on: 22nd March 2025

RCI Bank - Easy to work with

5
I was looking to reinvest some savings and the process of doing so through RCI bank was wonderfully easy and the interest rate offered was pretty much market leading. Reviewed on: 22nd March 2025

RCI bank recommend how to make the most of my saving...

5
RCI bank recommend how to make the most of my savings each year as the previous fixed term account ends Reviewed on: 22nd March 2025