Smart Money People Logo

RCI Bank: Fixed Term Savings Account reviews

4.89
Based on 3,962 reviews, last reviewed 29th Apr 2026
153% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
91%
See only 4 star reviews
8%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

All good , easy to use and competitive in the market. All good , easy to use and competitive in the market. Reviewed on: 29th April 2026
Jill Dwyer's avatar
Jill Dwyer

Latest lowest rating:

1

I've been banking woth RCI Bank for a number of year... I've been banking woth RCI Bank for a number of years, investing in different accounts they provide. Ive found there banking system safe easy to use. ... Read more Reviewed on: 17th April 2026
Brian H's avatar
Brian H

About this product

With RCi, you can lock your money away in a fixed term savings account.

RCi fixed term savings accounts are available for one, two, three, four or five years. You’ll need to open the account with between £1,000 and £1 million. Unlimited top-ups can be made in the first 14 days.

RCi fixed term savings account reviews help you find out what it’s really like to be a customer. If you’ve used RCi before, you can also leave a review and share your experience.

Review RCI Bank: Fixed Term Savings Account now

Help others make smarter decisions by sharing your own experience. Write a review

RCI Bank Fixed Term Savings Account reviews (3962)

A good reliable long term investment

5
A good reliable long term investment which has proven to be a good decision. Reviewed on: 11th April 2026

The app is very user friendly

5
The app is very user friendly, had no problems with anything. Reviewed on: 11th April 2026

Great bank, great rates ,great communication and goo...

5
Great bank, great rates ,great communication and good product range. Reviewed on: 11th April 2026

Excellent interest rates and simple to manage online

5
Excellent interest rates and simple to manage online Reviewed on: 11th April 2026

Easy and Rewarding

5
I have found that Dealing with the RCI Bank has been easy and rewarding Reviewed on: 11th April 2026

RCI offer great rates and the app is easy to...

5
RCI offer great rates and the app is easy to negotiate Reviewed on: 11th April 2026

Brillianr.

5
Excellent customer service. Brilliantly quick transfer of money. Great interest rates Reviewed on: 11th April 2026

Great Banking Experience

5
I have found this bank to be easy to deal with, offering excellent service when needed and also offering very competitive interest rates. I would / will definitely take a look at future products and savings accounts. Reviewed on: 11th April 2026

Great terms.

5
Great terms. Easy to set up. Good investment. Reviewed on: 11th April 2026

Good rate of Interest and web site worked well to ch...

4
Good rate of Interest and web site worked well to change my email address. They remind a month before the Term date approaches, which is useful Reviewed on: 11th April 2026

Do you have a different RCI Bank product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from RCI Bank?

  • Freedom Savings Account

    from RCI Bank 4.90 from 11981 reviews
    RCI Bank
  • 95 Day Notice Account

    from RCI Bank 4.88 from 944 reviews
    RCI Bank
  • E-Volve Savings Notice Account

    from RCI Bank 4.88 from 316 reviews
    RCI Bank
    View all products