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RCI Bank: Fixed Term Savings Account reviews

Name: Fixed Term Savings Account
Rating: 4.88 (3028 reviews)

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4.88

Based on 3,028 reviews, last reviewed 16th Feb 2026

51300% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

90%

Latest highest rating:

5

Easy to open and reliable returns. Easy to open and reliable returns. First class service from an excellent investment company Reviewed on: 16th February 2026

Latest lowest rating:

1

RCI online experience Have banked with RCI for a number of years. Always had great customer service without any maturity instruction issues. Straightforward process for onl... Read more Reviewed on: 22nd April 2025

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About this product

With RCi, you can lock your money away in a fixed term savings account.

RCi fixed term savings accounts are available for one, two, three, four or five years. You’ll need to open the account with between £1,000 and £1 million. Unlimited top-ups can be made in the first 14 days.

RCi fixed term savings account reviews help you find out what it’s really like to be a customer. If you’ve used RCi before, you can also leave a review and share your experience.

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RCI Bank Fixed Term Savings Account reviews (3028)

It has been very positive - easy to access, easy to...

It has been very positive - easy to access, easy to understand and helpful customer service when needed. Reviewed on: 29th January 2026

Easy and uncomplicated exactly what you need from yo...

Easy and uncomplicated exactly what you need from your bank Reviewed on: 29th January 2026

I thought it was easy to set up accounts on line.

I thought it was easy to set up accounts on line..The website and sign in system works well and they offer very competitive products apart from an ISA offering Reviewed on: 29th January 2026

Easy to open and communication good

Easy to open and communication good Reviewed on: 29th January 2026

Easy to use and set up exactly what i needed

Easy to use and set up exactly what i needed for a busy Mum. Reviewed on: 29th January 2026

easy to deal with great service.

easy to deal with great service.excellent customer service.friendly staff Reviewed on: 29th January 2026

I have been investing with RCI Bank UK for around 5...

I have been investing with RCI Bank UK for around 5 years. I have had absolutely no problem with their service. Ease of doing business with them is excellent. Reviewed on: 28th January 2026

RCI Bank for us!

Have been a customer of RCI Bank for some years and find their customer service extremely good. Also their rates are very competitive. Since they have shortened the time taken to make withdrawals, everything runs smoothly. Reviewed on: 28th January 2026

Great interest rate always paid regularly.

Great interest rate always paid regularly.on time. Frequent prizes also a bonus. Would recommend RCI to everyone. Reviewed on: 28th January 2026

Smooth operation with competitive rates

Have had several accounts with RCI and have never had any problems, everything was done in a timely fashion. Interest rates are often competitive. Reviewed on: 28th January 2026

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