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RCI Bank: Fixed Term Savings Account reviews

4.88
Based on 3,028 reviews, last reviewed 16th Feb 2026
51300% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
90%
See only 4 star reviews
9%
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0%
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0%
See only 1 star reviews
1%

Latest highest rating:

5

Easy to open and reliable returns. Easy to open and reliable returns. First class service from an excellent investment company Reviewed on: 16th February 2026
Brian M's avatar
Brian M

Latest lowest rating:

1

RCI online experience Have banked with RCI for a number of years. Always had great customer service without any maturity instruction issues. Straightforward process for onl... Read more Reviewed on: 22nd April 2025
John G's avatar
John G

About this product

With RCi, you can lock your money away in a fixed term savings account.

RCi fixed term savings accounts are available for one, two, three, four or five years. You’ll need to open the account with between £1,000 and £1 million. Unlimited top-ups can be made in the first 14 days.

RCi fixed term savings account reviews help you find out what it’s really like to be a customer. If you’ve used RCi before, you can also leave a review and share your experience.

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RCI Bank Fixed Term Savings Account reviews (3028)

Provide competitive rates and a good online services...

5
Provide competitive rates and a good online service that is straight forward to use.Great communication skills throughout. Reviewed on: 29th January 2026

Easy no nonsense account

5
Needed a long term savings account that paid monthly interest into my account, we now have 2 accounts Reviewed on: 29th January 2026

RCI - absolutely brilliant

5
RCI have been absolutely brilliant with us in terms of savings rate and customer services. Reviewed on: 29th January 2026

Excellent rates service and easy to operate

5
Excellent rates service and easy to operate Reviewed on: 29th January 2026

Excellent Bank - I Recommend

5
The account was easy to open, the App is easy to navigate and communications from RCI are very good. Reviewed on: 29th January 2026

Saving made simple

5
Very easy to set up an account and just as easy at maturity with the options provided Reviewed on: 29th January 2026

Easy to deal with explained terms very well will con...

5
Easy to deal with explained terms very well will continue to use your services Reviewed on: 29th January 2026

Excellent online service

5
Very clear online information and competitive interest rates Reviewed on: 29th January 2026

excellent experience, good service

5
excellent experience, good service Reviewed on: 29th January 2026

Excellent service

5
Excellent service good interest rate, my money feels safe with RCI Reviewed on: 29th January 2026

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