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RCI Bank: Fixed Term Savings Account reviews

4.89
Based on 3,962 reviews, last reviewed 29th Apr 2026
449% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
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8%
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0%
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0%
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1%

Latest highest rating:

5

All good , easy to use and competitive in the market. All good , easy to use and competitive in the market. Reviewed on: 29th April 2026
Jill Dwyer's avatar
Jill Dwyer

Latest lowest rating:

1

I've been banking woth RCI Bank for a number of year... I've been banking woth RCI Bank for a number of years, investing in different accounts they provide. Ive found there banking system safe easy to use. ... Read more Reviewed on: 17th April 2026
Brian H's avatar
Brian H

About this product

With RCi, you can lock your money away in a fixed term savings account.

RCi fixed term savings accounts are available for one, two, three, four or five years. You’ll need to open the account with between £1,000 and £1 million. Unlimited top-ups can be made in the first 14 days.

RCi fixed term savings account reviews help you find out what it’s really like to be a customer. If you’ve used RCi before, you can also leave a review and share your experience.

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RCI Bank Fixed Term Savings Account reviews (3962)

Great place to save - really good customer service w...

5
Great place to save - really good customer service when out savings in there for house deposit and able to hep with Transfer of funds Reviewed on: 10th April 2026

Hassle free

5
Applications proceeded smoothly and efficiently. Not too much correspondance thereafter so I am grateful for that. Reviewed on: 10th April 2026

Highly recommended!

5
Interest rates are very competitive. So easy to open and manage accounts online. Website is attractive and very easy to navigate. Has a lovely, friendly feel. I have several accounts with RCI and have recommended them to family members as I am so happy with their service and products. Reviewed on: 10th April 2026

Simple to use app

5
Simple to use app that gives me immediate information about my savings Reviewed on: 10th April 2026

on line investment, trouble free, good return.

5
on line investment, trouble free, good return. Easy to use. Reviewed on: 10th April 2026

Simple to use and competitive rate of interest.

5
So simple to set up, maintain, make deposits etc. Easy steps to take when the end of the fixed term arrives. Competitive interest rate. Reviewed on: 10th April 2026

No issues since I’ve had an account

4
No issues since I’ve had an account Reviewed on: 10th April 2026

Worth a look

5
Very efficient company with clear products and great customer service Reviewed on: 10th April 2026

Informative

5
Informative, honours agreements to raise interest rates when planning for new investment. good rates Reviewed on: 10th April 2026

It's there - just works well.

5
It's there - just works well. Which means there are no ongoing messages and calls. Reviewed on: 10th April 2026

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