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RCI Bank: Fixed Term Savings Account reviews

4.88
Based on 3,028 reviews, last reviewed 16th Feb 2026
51300% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
90%
See only 4 star reviews
9%
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0%
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0%
See only 1 star reviews
1%

Latest highest rating:

5

Easy to open and reliable returns. Easy to open and reliable returns. First class service from an excellent investment company Reviewed on: 16th February 2026
Brian M's avatar
Brian M

Latest lowest rating:

1

RCI online experience Have banked with RCI for a number of years. Always had great customer service without any maturity instruction issues. Straightforward process for onl... Read more Reviewed on: 22nd April 2025
John G's avatar
John G

About this product

With RCi, you can lock your money away in a fixed term savings account.

RCi fixed term savings accounts are available for one, two, three, four or five years. You’ll need to open the account with between £1,000 and £1 million. Unlimited top-ups can be made in the first 14 days.

RCi fixed term savings account reviews help you find out what it’s really like to be a customer. If you’ve used RCi before, you can also leave a review and share your experience.

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RCI Bank Fixed Term Savings Account reviews (3028)

Great online bank.

5
Great online bank. Keeping customers well informed Reviewed on: 29th January 2026

Good rate good platform and easy to use

5
Good rate good platform and easy to use Reviewed on: 29th January 2026

Good professional and friendly service

5
Good professional and friendly service Reviewed on: 29th January 2026

An excellent choice by me was made to invest in a ba...

5
An excellent choice by me was made to invest in a bank I had never heard of. They provide good products and competitive interest rates. Great communication and reliable service. Reviewed on: 29th January 2026

Great rates - easy transaction!

5
Great rates and I like monthly interest paid into a separate account. Reviewed on: 29th January 2026

Prompt response to queries second to none.

5
Prompt response to queries second to none. Reviewed on: 29th January 2026

Can’t find any negatives

5
Easy to open an account. Great rates of interest. Easy to use App. Reviewed on: 29th January 2026

Very easy to open and check on straightforward

5
Very easy to open and check on . I use the app and no problem even for someone my mature age Reviewed on: 29th January 2026

My account was easy to open.

5
My account was easy to open. Any time I've needed help the customer service is great, quick to answer the phone and very helpful and friendly. Reviewed on: 29th January 2026

RCI - Good Bank

5
No more to say. That’s all I can say Reviewed on: 29th January 2026

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