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RCI Bank: Fixed Term Savings Account reviews

4.87
Based on 2,481 reviews, last reviewed 13th Jun 2025
32% decrease in 5 star reviews
in the past 90 days
300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
87%
See only 4 star reviews
10%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
2%

Latest highest rating:

5

Excellent customer service Excellence in customer care with very patient and helpful staff. Competitive Interest rates and options to choose to save interest monthly as well as... Read more Reviewed on: 13th June 2025
LD's avatar
LD

Latest lowest rating:

1

RCI online experience Have banked with RCI for a number of years. Always had great customer service without any maturity instruction issues. Straightforward process for onl... Read more Reviewed on: 22nd April 2025
John G's avatar
John G

About this product

With RCi, you can lock your money away in a fixed term savings account.

RCi fixed term savings accounts are available for one, two, three, four or five years. You’ll need to open the account with between £1,000 and £1 million. Unlimited top-ups can be made in the first 14 days.

RCi fixed term savings account reviews help you find out what it’s really like to be a customer. If you’ve used RCi before, you can also leave a review and share your experience.

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RCI Bank Fixed Term Savings Account reviews (2481)

Brilliant!

5
Brilliant to bank with. I opened a Fixed Term Savings Account 18 months ago. Interest always arrives promptly without fail. Better interest rate than many other banks. I will have another Fixed Term Savings Account as soon as this one matures. Thank you! Reviewed on: 10th April 2025

Easy to open and manage account online.

5
Easy to open and manage account online. Good interest rates. Reviewed on: 10th April 2025

Easy to use website.

5
Easy to use website. Excellent interest rate. Reviewed on: 10th April 2025

Good service, good products and rates

5
Good service, good products and rates Reviewed on: 10th April 2025

Great rates for existing customers

5
Great rates for existing customers Reviewed on: 10th April 2025

If you have questions about RCI then just ask.

5
Rci staff are friendly and well informed about the products available. I am glad to have renewed my fixed term bond with RCI Reviewed on: 10th April 2025

Easily accessible, excellent support and advice and...

5
Easily accessible, excellent support and advice and simple to use app Reviewed on: 10th April 2025

A cut above, by anyone’s standards!

5
Not only is RCI Bank offering competitive products and delivering excellent customer service, it feels like RCI really does have a robust understanding of customers and sees us as individuals. RCI took great care and went to great lengths to make sure I felt like a priority and to make sure I did not feel disadvantaged in any way. A cut above, by anyone’s standards! Reviewed on: 10th April 2025

always easy to deal with.

5
always easy to deal with. have used on several occasions. Reviewed on: 10th April 2025

A good reliable bank with good returns on your savings

5
I have been with RCI bank for a number of years now. Very good rates & if you need any help or advice there is always someone to answer your calls. Which is very rare theses days. Reviewed on: 10th April 2025

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