Write a review

Newsletter

Go to business site

RCI Bank: Fixed term savings account reviews

Name: Fixed term savings account
Rating: 4.85 (3962 reviews)

View other RCI Bank products

4.85

Based on 3,962 reviews, last reviewed 29th Apr 2026

56% decrease in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

91%

Latest highest rating:

5

All good , easy to use and competitive in the market. All good , easy to use and competitive in the market. Reviewed on: 29th April 2026

Latest lowest rating:

1

I've been banking woth RCI Bank for a number of year... I've been banking woth RCI Bank for a number of years, investing in different accounts they provide. Ive found there banking system safe easy to use. ... Read more Reviewed on: 17th April 2026

Visit provider site Read all reviews Write a review

About this product

With RCi, you can lock your money away in a fixed term savings account.

RCi fixed term savings accounts are available for one, two, three, four or five years. You’ll need to open the account with between £1,000 and £1 million. Unlimited top-ups can be made in the first 14 days.

RCi fixed term savings account reviews help you find out what it’s really like to be a customer. If you’ve used RCi before, you can also leave a review and share your experience.

Review RCI Bank: Fixed term savings account now

Help others make smarter decisions by sharing your own experience.

Write a review

RCI Bank Fixed term savings account reviews (3962)

Often provide very good fixed rate savings with the...

Often provide very good fixed rate savings with the flexibility to receive interest monthly or annually. I like the flexibility and how easy it is to change how I receive the interest. Reviewed on: 11th March 2025

Easy peasy lemon squeezey

Very easy to set my account up via the app, great communication whilst doing so, and always kept up to date of any developments via email, great customer service Reviewed on: 11th March 2025

Always a good rate of interest and excellent service.

Always a good rate of interest and excellent service. Reviewed on: 11th March 2025

Investing made easy for a Widow.

My late husband invested money with RCI for years and when he died in 2023 I chose them to carry on investing my £84,000. My 2 year fixed Bond with monthly interest was a competitive interest rate and I had no problem following the application process and transferring my money from my nominated account. Reviewed on: 11th March 2025

I have been investing with RCI for some time now.

I have been investing with RCI for some time now. They offer excellent products and their interest rates can’t be beaten. Very impressed Reviewed on: 11th March 2025

I could talk to a person, not a robot

I could talk to a person, not a robot Reviewed on: 11th March 2025

EVERY THING IS EXCELLENT.

EVERY THING IS EXCELLENT.eVEN YOU HAVE A PROBLEM IT IS SO EASY TO SPEAK TO STAFF WHO WILL, IF AT ALL POSSIBLE, HELP TO SORT IT OUT. WITH MOST OTHER BANKS THEY HAVE LOST THIS TO A MACHINE Reviewed on: 11th March 2025

Easy process opening account.

Easy process opening account. The RCI have kept me informed of other products and maintained contact throughout the year. Reviewed on: 11th March 2025

I have confidence and satisfaction with RCI

My dealings with RCI have always been straightforward and without problems . Reviewed on: 11th March 2025

What to expect from RCI

Competitive rates, excellent customer services Reviewed on: 11th March 2025

Do you have a different RCI Bank product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Easy access savings
from Vida Bank 0.00 from 0 reviews
Savings
from BLME 4.09 from 2 reviews
Savings
from The Cambridge Building Society 4.12 from 2 reviews

Want to see more from RCI Bank?

Freedom Savings Account
from RCI Bank 4.84 from 11988 reviews
95 day notice account
from RCI Bank 4.80 from 944 reviews
E-Volve savings notice account
from RCI Bank 4.79 from 316 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub