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RCI Bank: Fixed term savings account reviews

Name: Fixed term savings account
Rating: 4.85 (3962 reviews)

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4.85

Based on 3,962 reviews, last reviewed 29th Apr 2026

56% decrease in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

91%

Latest highest rating:

5

All good , easy to use and competitive in the market. All good , easy to use and competitive in the market. Reviewed on: 29th April 2026

Latest lowest rating:

1

I've been banking woth RCI Bank for a number of year... I've been banking woth RCI Bank for a number of years, investing in different accounts they provide. Ive found there banking system safe easy to use. ... Read more Reviewed on: 17th April 2026

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About this product

With RCi, you can lock your money away in a fixed term savings account.

RCi fixed term savings accounts are available for one, two, three, four or five years. You’ll need to open the account with between £1,000 and £1 million. Unlimited top-ups can be made in the first 14 days.

RCi fixed term savings account reviews help you find out what it’s really like to be a customer. If you’ve used RCi before, you can also leave a review and share your experience.

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RCI Bank Fixed term savings account reviews (3962)

quick response on the telephone.

quick response on the telephone. Great service. Reviewed on: 11th March 2025

Ease of use & opening new accounts

Ease of use & opening new accounts Reviewed on: 11th March 2025

All good

Competitive rates. Excellent customer service, always pleasent representatives. Easy to use website. Reviewed on: 10th March 2025

The RCI Team dealt so efficiently with my applicatio...

The RCI Team dealt so efficiently with my application and replied so promptly to all my questions via email which impressed me greatly. I had accounts with many other banks before but the RCI treatment truly stands out !!!! Reviewed on: 10th March 2025

Very easy to follow the online instructions and also...

Very easy to follow the online instructions and also to get information about my accounts and interest. Reviewed on: 10th March 2025

My money is in safe hands!

I feel my money is secure and interest rates are good. Reviewed on: 10th March 2025

Straightforward to open accounts

Straightforward to open accounts Reviewed on: 10th March 2025

Attention..

What I like about RCI is they dont bombard me every 5 minutes with offers particularly as I am in for the long haul ,only when there is something to get your attention. Reviewed on: 10th March 2025

CONSISTENT

GOOD CONSISTENT INTEREST RATES MEAN I DONT HAVE TO CHOP AND CHANGE BANKS. GOOD PRODUCT CHOICE AS WELL SO I CAN SWITCH BETWEEN ACCOUNTS AS REQUIRED Reviewed on: 10th March 2025

good intrest rate and easy to navigate the website

good intrest rate and easy to navigate the website Reviewed on: 10th March 2025

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