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RCI Bank: Fixed Term Savings Account reviews

Name: Fixed Term Savings Account
Rating: 4.89 (3418 reviews)

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4.89

Based on 3,418 reviews, last reviewed 13th Mar 2026

87600% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

90%

Latest highest rating:

5

A bank to be trusted They answer incoming calls quickly and efficiently. The agents are pleasant and knowledgeable. RCI are always prompt alerting interest rate changes. ... Read more Reviewed on: 13th March 2026

Latest lowest rating:

1

RCI online experience Have banked with RCI for a number of years. Always had great customer service without any maturity instruction issues. Straightforward process for onl... Read more Reviewed on: 22nd April 2025

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About this product

With RCi, you can lock your money away in a fixed term savings account.

RCi fixed term savings accounts are available for one, two, three, four or five years. You’ll need to open the account with between £1,000 and £1 million. Unlimited top-ups can be made in the first 14 days.

RCi fixed term savings account reviews help you find out what it’s really like to be a customer. If you’ve used RCi before, you can also leave a review and share your experience.

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RCI Bank Fixed Term Savings Account reviews (3418)

Very pleased with my purchase

Good company to deal with. Straight forward process to open an account. Reviewed on: 17th January 2022

Polite and helpful

Had numerous fixed rate deals with RCI........ all very good rates and customer services very helpful Reviewed on: 17th January 2022

Faultless

Been with RCI for nearly three years, nothing not to like. Easy to navigate website, easy to contact by phone and they have never missed an interest payment. If only all banks were like RCI...... Reviewed on: 17th January 2022

Professional service

This bank provides a professional service and are easy to contact Reviewed on: 17th January 2022

Excellent product

Fixed rate account was easy to take out, easy to use and has remained faultless (so far) for over 18 months. Reviewed on: 17th January 2022

Very good online system and good fixed term savings.

During my research for a good fixed term savings RCI came up top in terms of interest rate offered. This more than met my objectives for short term savings and would not hesitate recommending friends and Family. Reviewed on: 17th January 2022

PROFESSIONAL COMPANY COMPETITIVE RATES

A very professional company with excellent security and customer service. Rates are competitive. Reviewed on: 17th January 2022

Competitive rates with easy to use website

The website is easy to navigate and lists other competitive rates to access. Reviewed on: 17th January 2022

Excellent Bank

Access and security first class. Reviewed on: 17th January 2022

Fixed rate

Competitive product at the time Reviewed on: 17th January 2022

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