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RCI Bank: Fixed term savings account reviews

4.85
Based on 3,962 reviews, last reviewed 29th Apr 2026
56% decrease in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
91%
See only 4 star reviews
8%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

All good , easy to use and competitive in the market. All good , easy to use and competitive in the market. Reviewed on: 29th April 2026
Jill Dwyer's avatar
Jill Dwyer

Latest lowest rating:

1

I've been banking woth RCI Bank for a number of year... I've been banking woth RCI Bank for a number of years, investing in different accounts they provide. Ive found there banking system safe easy to use. ... Read more Reviewed on: 17th April 2026
Brian H's avatar
Brian H

About this product

With RCi, you can lock your money away in a fixed term savings account.

RCi fixed term savings accounts are available for one, two, three, four or five years. You’ll need to open the account with between £1,000 and £1 million. Unlimited top-ups can be made in the first 14 days.

RCi fixed term savings account reviews help you find out what it’s really like to be a customer. If you’ve used RCi before, you can also leave a review and share your experience.

Review RCI Bank: Fixed term savings account now

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RCI Bank Fixed term savings account reviews (3962)

Easiest way to bank and save .

5
Easiest way to bank and save .Can get access to savings easily.Keeps you well informed of rise pr fall of interest rate . Different types of accounts for all needs. Reviewed on: 10th March 2025

Friendly Helpful Bank

5
Contact by phone very friendly and helpful. Web site is easy to navigate. Products have good interest rates. Reviewed on: 10th March 2025

Striaghtforward investment opportunities.

5
The RCI site is easy to understand. It takes the effort out of putting your money somewhere safe, secure in the knowledge that it will be working hard for you. Reviewed on: 10th March 2025

Really happy and impressed with RCI Bank, very easy...

5
Really happy and impressed with RCI Bank, very easy to navigate online banking, staff always happy to help. Great products with market leading rates. Definately better than most high street banks! Reviewed on: 10th March 2025

Easy to set up, good interest rate.

4
Easy to set up, good interest rate. Reviewed on: 10th March 2025

Faultless experience and great returns

5
Setting up my fixed rate account could not have been simpler and the rates offered were market leading. I could not have recommended RCI more highly. In a market mired by catches and complications RCI were so easy to work with.and I’m very impressed by my experience Reviewed on: 10th March 2025

Good rates, great website and good customer service

5
Good rates, great website and good customer service Reviewed on: 10th March 2025

Best 2 year bond

5
Best 2 year bond for interest and paid monthly which suits me better rather than lump sum at end of term Reviewed on: 10th March 2025

Great rates and excellent choice

5
Great rates and excellent choice Reviewed on: 10th March 2025

had a querry which was quickly resolved on the phone...

5
had a querry which was quickly resolved on the phone by friendly helpful member of staff Reviewed on: 10th March 2025

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