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RCI Bank: Fixed Term Savings Account reviews

4.89
Based on 3,962 reviews, last reviewed 29th Apr 2026
449% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
91%
See only 4 star reviews
8%
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0%
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0%
See only 1 star reviews
1%

Latest highest rating:

5

All good , easy to use and competitive in the market. All good , easy to use and competitive in the market. Reviewed on: 29th April 2026
Jill Dwyer's avatar
Jill Dwyer

Latest lowest rating:

1

I've been banking woth RCI Bank for a number of year... I've been banking woth RCI Bank for a number of years, investing in different accounts they provide. Ive found there banking system safe easy to use. ... Read more Reviewed on: 17th April 2026
Brian H's avatar
Brian H

About this product

With RCi, you can lock your money away in a fixed term savings account.

RCi fixed term savings accounts are available for one, two, three, four or five years. You’ll need to open the account with between £1,000 and £1 million. Unlimited top-ups can be made in the first 14 days.

RCi fixed term savings account reviews help you find out what it’s really like to be a customer. If you’ve used RCi before, you can also leave a review and share your experience.

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RCI Bank Fixed Term Savings Account reviews (3962)

No problems ,efficient service good return for my mo...

5
No problems ,efficient service good return for my money ,easy to do Reviewed on: 9th April 2026

Great customer services

5
Customer services team very helpful and polite. Got through on the telephone very quick. Reviewed on: 9th April 2026

Very relaxed being with RCI, no fuss and very profes...

5
Very relaxed being with RCI, no fuss and very professional and reliable Reviewed on: 9th April 2026

Simple to use online bank with good interest rates

5
Simple to use online bank with good interest rates Reviewed on: 9th April 2026

Web site very easy to use.

5
Web site very easy to use. Aways good rates Reviewed on: 9th April 2026

BPR review RCI

5
Good interest rates which are reviewed and amended accordingly Reviewed on: 9th April 2026

competitive rates and good customer service

5
Easy to navigate website. Clear information and generally competitive rates when setting up account. Easy to access once set up and timely information and options provided when term is approaching maturity. Responsive to online secure messages. Reviewed on: 9th April 2026

I am very happy with the fixed rate bonds and Fixed...

5
I am very happy with the fixed rate bonds and Fixed rate isas, the rate of interest received is very competitive. Web site very easy to understand. Many thanks. Reviewed on: 9th April 2026

Great to deal with

5
Whether it’s on line or in a phone call RCI are easy to deal with. Staff are knowledgeable and helpful. Reviewed on: 9th April 2026

Nice bank to work with.

5
Nice bank to work with. Useful app. Decent rates Reviewed on: 9th April 2026

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