Smart Money People Logo

RCI Bank: Fixed Term Savings Account reviews

4.89
Based on 3,959 reviews, last reviewed 20th Apr 2026
137900% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
91%
See only 4 star reviews
8%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

positive experience from start to finish positive experience from start to finish Reviewed on: 20th April 2026
Christopher P's avatar
Christopher P

Latest lowest rating:

1

I've been banking woth RCI Bank for a number of year... I've been banking woth RCI Bank for a number of years, investing in different accounts they provide. Ive found there banking system safe easy to use. ... Read more Reviewed on: 17th April 2026
Brian H's avatar
Brian H

About this product

With RCi, you can lock your money away in a fixed term savings account.

RCi fixed term savings accounts are available for one, two, three, four or five years. You’ll need to open the account with between £1,000 and £1 million. Unlimited top-ups can be made in the first 14 days.

RCi fixed term savings account reviews help you find out what it’s really like to be a customer. If you’ve used RCi before, you can also leave a review and share your experience.

Review RCI Bank: Fixed Term Savings Account now

Help others make smarter decisions by sharing your own experience. Write a review

RCI Bank Fixed Term Savings Account reviews (3959)

good account

5
Higher interest thn some other accounts. Easy to manage online Reviewed on: 20th January 2022

Recommended

5
The best online banking portal I have used Reviewed on: 20th January 2022

Very good service so far

5
Never had any problems with the on line service. Reviewed on: 20th January 2022

Easy to sign up and operate

4
Found it easy to open an account and to manage it. Reviewed on: 20th January 2022

Good interest rates & customer-friendly online banking

5
Generally, RCI offers competitive saving interest rates. It's very clear in its description of all products and telephone calls are always answered quite promptly & professionally. Most of all RCI's online banking is intuitive & user-friendly. Reviewed on: 19th January 2022

5 year deposit account

4
This was the best interest rate at the time of my deposit. Very easy to transfer money into the account and no hard sell of other products. Reviewed on: 19th January 2022

Through RCI our money goes to them who really need help

5
The proces to open fixed saving accounts is simple and the interest level offered was fair at the time of opening. The online banking keeps us informed. Reviewed on: 19th January 2022

Great product

5
Great product, good terms and better rates than many I see online. Reviewed on: 19th January 2022

Online saving

5
RCI Bank has performed well for me all required actions were simple and strait forward. Any confusion was quickly explained and my transactions were completed very quickly. Reviewed on: 19th January 2022

Great website

5
RCI Bank has good product options and an easy to use website. The format is very clear and uncluttered. Reviewed on: 19th January 2022

Do you have a different RCI Bank product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from RCI Bank?

  • Freedom Savings Account

    from RCI Bank 4.90 from 11976 reviews
    RCI Bank
  • 95 Day Notice Account

    from RCI Bank 4.88 from 944 reviews
    RCI Bank
  • E-Volve Savings Notice Account

    from RCI Bank 4.88 from 316 reviews
    RCI Bank
    View all products