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RCI Bank: Fixed term savings account reviews

View other RCI Bank products
4.85
Based on 3,962 reviews, last reviewed 29th Apr 2026
69% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
91%
See only 4 star reviews
8%
See only 3 star reviews
0%
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0%
See only 1 star reviews
1%

Latest highest rating:

5

All good , easy to use and competitive in the market. All good , easy to use and competitive in the market. Reviewed on: 29th April 2026
Jill Dwyer's avatar
Jill Dwyer

Latest lowest rating:

1

I've been banking woth RCI Bank for a number of year... I've been banking woth RCI Bank for a number of years, investing in different accounts they provide. Ive found there banking system safe easy to use. ... Read more Reviewed on: 17th April 2026
Brian H's avatar
Brian H
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About this product

With RCi, you can lock your money away in a fixed term savings account.

RCi fixed term savings accounts are available for one, two, three, four or five years. You’ll need to open the account with between £1,000 and £1 million. Unlimited top-ups can be made in the first 14 days.

RCi fixed term savings account reviews help you find out what it’s really like to be a customer. If you’ve used RCi before, you can also leave a review and share your experience.

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RCI Bank Fixed term savings account reviews (3962)

Easy to use online service

4
Receive prompts before expiry dates, everything clear online to use. Interests rates compare favourably with others. Reviewed on: 23rd January 2022
Margaret's avatar
Margaret

Great service

5
Nocomplaints,always very helpful Reviewed on: 23rd January 2022
G.F.Taylor's avatar
G.F.Taylor

Customer centre excellent. Know stuff. Quick ans

5
Answer quickly and resolve query with helpful way. Reviewed on: 22nd January 2022
B's avatar
B

customer service

5
Always very helpful when you speak to them over the telephone. their customer service is open seven days a week and always good. Reviewed on: 22nd January 2022
Mario Persechino's avatar
Mario Persechino

Good

5
Good easy bank to control online Reviewed on: 21st January 2022
GARY GRIFFITHS's avatar
GARY GRIFFITHS

best bank

5
best interest rates great service no hassle banking Reviewed on: 21st January 2022
aloevera173@yahoo.com's avatar
[email protected]

Extremely accommodating

5
I opened this 3 year fixed interest account in July 2020 but during 2021 we needed to have some private medical procedures undertaken for my wife and some expensive private dental treatment for me. I contacted RCI to ask if there was any way I could break the 3-year agreement. They advised that in exceptional circumstances they could and outlined the evidence I would need to provide. I tried to plough on, but I was becoming a little anxious. So I compiled invoices and quotations and sent them to RCI Bank. Shortly afterwards I received a letter saying my request had been granted - but I knew that already, as when I checked my everyday current account - the money had already been transferred! Brilliant (and sensitive) service. Cliff Reviewed on: 21st January 2022
Cliff's avatar
Cliff

RCI great bank and service

5
I love the ase of the online service, easy to use and good rates. Reviewed on: 21st January 2022
Jane Brignall's avatar
Jane Brignall

Great service, great bank

5
Fixed term savings account, did exactly what it was supposed to and easy to transfer funds out again Reviewed on: 20th January 2022
Bob Glendenning 's avatar
Bob Glendenning

Efficient service with good interest rate

5
Web site easy to understand. Various investment options explained clearly and concisely. Excellent communications to confirm investments. Reviewed on: 20th January 2022
david brewerton's avatar
david brewerton

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