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RCI Bank: Fixed Term Savings Account reviews

Name: Fixed Term Savings Account
Rating: 4.89 (3959 reviews)

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4.89

Based on 3,959 reviews, last reviewed 20th Apr 2026

137900% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

91%

Latest highest rating:

5

positive experience from start to finish positive experience from start to finish Reviewed on: 20th April 2026

Latest lowest rating:

1

I've been banking woth RCI Bank for a number of year... I've been banking woth RCI Bank for a number of years, investing in different accounts they provide. Ive found there banking system safe easy to use. ... Read more Reviewed on: 17th April 2026

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About this product

With RCi, you can lock your money away in a fixed term savings account.

RCi fixed term savings accounts are available for one, two, three, four or five years. You’ll need to open the account with between £1,000 and £1 million. Unlimited top-ups can be made in the first 14 days.

RCi fixed term savings account reviews help you find out what it’s really like to be a customer. If you’ve used RCi before, you can also leave a review and share your experience.

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RCI Bank Fixed Term Savings Account reviews (3959)

customer service

Always very helpful when you speak to them over the telephone. their customer service is open seven days a week and always good. Reviewed on: 22nd January 2022

Good

Good easy bank to control online Reviewed on: 21st January 2022

best bank

best interest rates great service no hassle banking Reviewed on: 21st January 2022

Extremely accommodating

I opened this 3 year fixed interest account in July 2020 but during 2021 we needed to have some private medical procedures undertaken for my wife and some expensive private dental treatment for me. I contacted RCI to ask if there was any way I could break the 3-year agreement. They advised that in exceptional circumstances they could and outlined the evidence I would need to provide. I tried to plough on, but I was becoming a little anxious. So I compiled invoices and quotations and sent them to RCI Bank. Shortly afterwards I received a letter saying my request had been granted - but I knew that already, as when I checked my everyday current account - the money had already been transferred! Brilliant (and sensitive) service. Cliff Reviewed on: 21st January 2022

RCI great bank and service

I love the ase of the online service, easy to use and good rates. Reviewed on: 21st January 2022

Great service, great bank

Fixed term savings account, did exactly what it was supposed to and easy to transfer funds out again Reviewed on: 20th January 2022

Efficient service with good interest rate

Web site easy to understand. Various investment options explained clearly and concisely. Excellent communications to confirm investments. Reviewed on: 20th January 2022

DID EVERYTHING THEY SAID THEY WOULD DO

Easy to open and manage account. Great interest rate. Kept informed on maturity date and easy to close account Reviewed on: 20th January 2022

very good bank.

I have not much to say because the bank has done it all. Reviewed on: 20th January 2022

They are on Thee Ball

RCI are doing more tha most by looking after new and exciting customers Reviewed on: 20th January 2022

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